Brevard County property record for 104 Bluff Ter, Melbourne, FL 32901
| Property Type | Single Family Home |
|---|---|
| Details | 2,034 sqft · built 1961 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Dec 2021) |
| Tax Bill | $116 (2025) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-27-51-*-186 |
| Primary APN | 27-37-27-51-*-186 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,034 sqft Living Area |
| Gross Area | 2,654 sqft |
| 1st Floor Area | 2,034 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Type | Carport |
| Garage Area | 440 sqft |
| Carport | Carport |
| Carport Area | 440 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 1,344 sqft |
| Patio Area | 308 sqft |
| Utility Building | 60 sqft |
| Account Number | 2728329 |
|---|---|
| Street Address | 104 BLUFF TER |
| City | MELBOURNE |
| State | FL |
| Zip | 32901-1316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN RIVER BLUFF AMENDED PLAT NO 2 LOTS 186,187 EX ORB 2786 PG 793 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 27 |
| Legal Subdivision | INDIAN RIVER BLUFF AMENDED PLAT NO 2 |
| Legal Lot Number | 186 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64800 |
Source: Brevard County records · APN 27-37-27-51-*-186
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 104 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 27, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2021 · Amount on Record |
| Deed Sale | Dec 27, 2021 · Amount on Record |
| Prior Sale | Dec 10, 2020 · Amount on Record |
| Deed Document Number | 2021335072 |
| Deed Book / Page | 9368 / 1240 |
| Prior Transfer Date | Aug 27, 2015 |
| Prior Transfer Doc | 0074432769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 104 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2025 |
| Name | Verified Name |
|---|---|
| Address | 104 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Document Number | 0104630038 |
|---|---|
| Date | Oct 24, 2025 |
| Book Page | 10463/38 |
| Instrument | 2025213900 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 27, 2021 |
| Property Address | 104 BLUFF TER, MELBOURNE, FL 32901-1316 |
| Document Number | 0093681240 |
| Book / Page | 9368 / 1240 |
| Map Reference | MB 5 PG 19 |
| Instrument Date | Dec 23, 2021 |
| Instrument | 2021335072 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $574.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 104 BLUFF TER, MELBOURNE, FL 32901-1316 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,860 (+2.7%) | $271,450 (-7.53%) | |
| 2025 | $116.00 (+2.65%) Veteran's exemption | $249,140 (+5.99%) | $293,540 (-5.28%) |
| 2024 | $113.00 (+2.73%) | ||
| 2023 | $110.00 (+3.77%) Disabled Person's exemption Veteran's exemption | $235,070 (+3%) | $309,890 (+11.57%) Land $84,000 Building $225,890 |
| 2022 | $106.00 Disabled Person's exemption Veteran's exemption | $228,230 | $277,750 Land $73,800 Building $203,950 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 16 (1999–2017) |
| Claims Outside the SFHA | 5 of 16 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 141 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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