10491 Prather Ln, Tustin, CA 92782 Property Records

Orange County property record for 10491 Prather Ln, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,464 sqft · built 1996
Lot Size	0.104 acres (4,510 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Sep 2017)
Tax Bill	$11,683 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`525-151-53`

Property Details

APN / Parcel Number

Primary APN	`525-151-53`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,464 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	4,510 sqft (0.104 acres)
Garage Area	426 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Location & Zoning

Street Address	10491 PRATHER LN
City	TUSTIN
State	CA
Zip	92782-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15292 BLK LOT 45
Legal Subdivision	TRACT NO 15292
Legal Tract	15292
Legal Lot Number	45
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2013
Census Tract	52419

Owner

10491 Prather Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10491 PRATHER LN, TUSTIN, CA 92782-1419
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 29, 2017	Grant Deed, Transfer NEWFI LNDG
Apr 14, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	May 12, 2000 · Amount on File
Deed Document Number	2017415247
Prior Transfer Date	Oct 20, 2000
Prior Transfer Doc	0000577065
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10491 PRATHER LN, TUSTIN, CA 92782-1419
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10491 PRATHER LN, TUSTIN, CA 92782-1419

Mortgage

Document Number	0000050232
Date	Jan 25, 2021
Instrument	2021000050232

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10491 PRATHER LN, TUSTIN, CA 92782-1419
Document Number	0000292635
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10491 PRATHER LN TUSTIN CA 927821419, TUSTIN, CA 92782-1419

Mortgage

Document Number	0000292635
Date	Jun 24, 2020
Instrument	292635

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 23, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 29, 2017
Property Address	10491 PRATHER LN, TUSTIN, CA 92782-1419
Document Number	0000415247
Instrument Date	Sep 1, 2017
Instrument	415247
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,006.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10491 PRATHER LN TUSTIN CA 927821419, TUSTIN, CA 92782-1419

Mortgage

Document Number	415248
Date	Sep 29, 2017
Instrument	415248

Lender

Name	NEWFI LNDG
Address	EMERYVILLE, CA 94608

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Apr 14, 2017
Property Address	10491 PRATHER LN, TUSTIN, CA 92782-1419
Document Number	0000152132
Instrument Date	Apr 12, 2017
Instrument	152132
Transaction Type	Transfer
Record Updated	Apr 25, 2017

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13182 CORTINA TUSTIN CA 927828704, TUSTIN, CA 92782-8704

Tax Assessment & Valuation

The 2025 property tax bill for 10491 Prather Ln was $11,683 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,108,486 (+2%) Land $749,099 Building $359,387
2025	$11,683.00 Homeowner's exemption	$1,086,751 Land $734,410 Building $352,341
2023	$10,894.00 (-8.91%) Homeowner's exemption	$1,044,552 Land $705,892 Building $338,660
2022	$11,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10491 Prather Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10491 Prather Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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