10490 Prather Ln, Tustin, CA 92782 Property Records

Orange County property record for 10490 Prather Ln, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,543 sqft · built 1996
Lot Size	0.102 acres (4,428 sqft)
Owner	2 Trust Names on File
Last Sale	$839,000 (Jul 2009)
Tax Bill	$11,628 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`525-151-66`

Property Details

APN / Parcel Number

Primary APN	`525-151-66`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,543 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	4,428 sqft (0.102 acres)
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10490 PRATHER LN
City	TUSTIN
State	CA
Zip	92782-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15292 BLK LOT 62
Legal Subdivision	TRACT NO 15292
Legal Tract	15292
Legal Lot Number	62
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2015
Census Tract	52419

Owner

10490 Prather Ln is owner-occupied and held in a trust since August 2020.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	10490 PRATHER LN, TUSTIN, CA 92782-1427
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Feb 8, 2022	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Sep 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FISHER FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2009 · Amount on File
Deed Sale	Jul 24, 2009 · Amount on File
Prior Sale	Mar 14, 2003 · Amount on File
Deed Document Number	2009397581
Last Transfer Date	Aug 26, 2020
Transfer Doc	0000461446
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 8, 2026
Property Address	10490 PRATHER LN, TUSTIN, CA 92782-1427
Document Number	0000165924
Instrument Date	Jun 3, 2026
Instrument	2026165924
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	10490 PRATHER LN, TUSTIN, CA 92782-1427

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10490 PRATHER LN, TUSTIN, CA 92782-1427
Transaction Type	Mortgage
Record Updated	Feb 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10490 PRATHER LN, TUSTIN, CA 92782-1427

Mortgage

Document Number	0000051615
Date	Feb 8, 2022
Instrument	2022000051615

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Sep 2, 2020
Property Address	10490 PRATHER LN, TUSTIN, CA 92782-1427
Document Number	0000461446
Map Reference	MB 737 PG 18-21
Instrument Date	Aug 26, 2020
Instrument	2020000461446
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10490 PRATHER LN, TUSTIN, CA 92782-1427

Mortgage

Document Number	0000461447
Date	Sep 2, 2020
Instrument	2020000461447

Lender

Name	FISHER FINANCIAL GROUP INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10490 Prather Ln was $11,628.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,104,508 (+2%) Land $697,958 Building $406,550
2025	$11,628.00 Homeowner's exemption	$1,082,851 Land $684,272 Building $398,579
2023	$10,843.00 (-8.94%) Homeowner's exemption	$1,040,803 Land $657,701 Building $383,102
2022	$11,908.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10490 Prather Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10490 Prather Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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