10470 Prather Ln, Tustin, CA 92782 Property Records

Orange County property record for 10470 Prather Ln, Tustin, CA 92782

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,752 sqft · built 1997
Lot Size	0.148 acres (6,440 sqft)
Owner	Company Name on File
Last Sale	$1,110,000 (Mar 2006)
Tax Bill	$16,993 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Apr 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`525-151-64`

Property Details

APN / Parcel Number

Primary APN	`525-151-64`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,752 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	6,440 sqft (0.148 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	10470 PRATHER LN
City	TUSTIN
State	CA
Zip	92782-1427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15292 BLK LOT 64
Legal Subdivision	TRACT NO 15292
Legal Tract	15292
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	2
Census Block	2015
Census Tract	52419

Owner

10470 Prather Ln is owned by a company that acquired it in February 2021.

Source: Orange County records, as of August 4, 2026

Owner of Record	Company Name on File
Mailing Address	10470 PRATHER LN, TUSTIN, CA 92782-1427
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Line of Credit ORANGE COUNTYS CU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Jun 4, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Aug 7, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2006 · Amount on File
Deed Sale	Mar 9, 2006 · Amount on File
Prior Sale	Mar 20, 2001 · Amount on File
Deed Document Number	2006157348
Last Transfer Date	Feb 3, 2021
Transfer Doc	0000156217
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10470 PRATHER LN, TUSTIN, CA 92782-1427
Transaction Type	Mortgage
Record Updated	Jan 31, 2023
Title Company	CHICAGO TITLE INLAND EMPIRE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 PRATHER LN, TUSTIN, CA 92782-1427

Mortgage

Document Number	0000010026
Date	Jan 13, 2023
Instrument	2023000010026

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10470 PRATHER LN, TUSTIN, CA 92782-1427
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10470 PRATHER LN, TUSTIN, CA 92782-1427

Mortgage

Document Number	0000276076
Date	Apr 23, 2021
Instrument	2021000276076

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10470 PRATHER LN, TUSTIN, CA 92782-1427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000202835
Date	Jun 4, 2018
Instrument	2018000202835

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 7, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10470 PRATHER LN, TUSTIN, CA 92782-1427
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000289137
Date	Aug 7, 2019
Instrument	2019000289137

Lender

Name	US BANK NA
Type	Mortgage Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Jun 7, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 5, 2021
Property Address	10470 PRATHER LN, TUSTIN, CA 92782-1427
Document Number	0000156217
Map Reference	MB 737 PG 18-21
Instrument Date	Feb 3, 2021
Instrument	2021000156217
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	10470 PRATHER LN, TUSTIN, CA 92782-1427

Tax Assessment & Valuation

The 2025 property tax bill for 10470 Prather Ln was $16,993.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Tustin City
Unified School District	Tustin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,609,252 (+2%) Land $1,022,978 Building $586,274
2025	$16,993.00	$1,577,699 Land $1,002,920 Building $574,779
2023	$15,848.00 (+7.74%)	$1,516,436 Land $963,976 Building $552,460
2022	$14,709.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10470 Prather Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10470 Prather Ln is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cityside Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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