1040 Summit Hills Ln, Naperville, IL 60563 Property Records

DuPage County property record for 1040 Summit Hills Ln, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,306 sqft · built 1967
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Last Sale	$590,000 (Jun 2022)
Tax Bill	$12,227 (2025)
Deeds & Mortgages	Dec 2022 Transfer Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-404-010`

Property Details

APN / Parcel Number

Primary APN	`07-11-404-010`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,306 sqft Living Area
Gross Area	3,576 sqft
1st Floor Area	1,416 sqft
2nd Floor Area	1,080 sqft
Basement Area	1,080 sqft
Finished Basement	810 sqft
Unfinished Basement	270 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	14.5 ft deep x 8.9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1040 SUMMIT HILLS LN
City	NAPERVILLE
State	IL
Zip	60563-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SUMMIT HILLS RESUB
Legal Subdivision	SUMMIT HILLS RESUB
Legal Block	4
Legal Lot Number	7
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	2
Census Block	2075
Census Tract	846405

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1040 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Intrafamily Transfer, Transfer
Jun 10, 2022	Warranty Deed, Transfer · VA Mortgage STRONG HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on Record
Deed Sale	Jun 10, 2022 · Amount on Record
Prior Sale	Jan 4, 2001 · Amount on Record
Deed Document Number	202256458
Last Transfer Date	Dec 9, 2022
Transfer Doc	0000109520
Record Updated	Sep 20, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DU PAGE IL
Recording Date	Dec 21, 2022
Property Address	1040 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Document Number	0000109520
Map Reference	DOC R66-10872
Instrument Date	Dec 9, 2022
Instrument	R2022-109520
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jun 10, 2022
Property Address	1040 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241
Document Number	0000056458
Map Reference	DOC R66-10872
Instrument Date	May 23, 2022
Instrument	R2022-056458
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1040 SUMMIT HILLS LN, NAPERVILLE, IL 60563-2241

Mortgage

Document Number	0000056459
Date	Jun 10, 2022
Instrument	R2022-056459

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,227.00 (+19.58%)	$217,717 (+32.54%) Land $80,762 Building $136,955	$653,151 (+32.54%) Land $242,286 Building $410,865
2022	$10,225.00 Homeowner's exemption	$164,260 Land $62,330 Building $101,930	$492,780 Land $186,990 Building $305,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL	100 / 20

May also be available: Verizon.

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