Flagler County property record for 1048 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2011 |
| Square Footage | 3,085 sqft Heated Area |
| Lot Size | 18,208 sqft (0.417 acres) |
| Pool | Pool, Enclosed |
| Occupancy | Owner Occupied |
| Last Sale | $546,300 (2006) |
| Tax Bill | $4,898.00 (2025) |
| Primary APN | 03-13-31-5120-2AF01-0360 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Building Area | 3,085 sqft Heated Area |
| Gross Area | 4,477 sqft Gross Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,208 sqft (0.417 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 575 sqft Driveway |
| Pool Type | Pool, Enclosed Pool Type |
| Pool Area | 406 sqft Pool |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 1048 STONE LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1478 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 1 LOT 36 OR 1470 PG 1690 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 36 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF01-0360
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1048 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU |
| Feb 14, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2006 · Amount on Record |
| Deed Sale | Aug 11, 2006 · Amount on Record |
| Deed Doc Number | 2006040701 |
| Deed Book / Page | 1470 / 1690 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1048 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 1048 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Document Number | 0025390600 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 2539/600 |
| Instrument | 2021014035 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1048 STONE LAKE DR, ORMOND BEACH, FL 32174-1478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021870008 |
|---|---|
| Date | Feb 14, 2017 |
| Book Page | 2187/0008 |
| Instrument | 2017005460 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2047 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,898.00 (-22.66%) Homeowner's exemption | $388,761 (+5.99%) | $621,075 (+6.71%) Land $75,075 Building $546,000 |
| 2023 | $6,333.00 (+5.51%) Homeowner's exemption | $366,800 (+3%) | $581,995 (+3.93%) Land $75,075 Building $506,920 |
| 2022 | $6,002.00 Homeowner's exemption | $356,117 | $559,973 Land $75,075 Building $484,898 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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