Flagler County property record for 1042 Stone Lake Dr, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,602 sqft · built 2005 |
| Lot Size | 0.278 acres (12,110 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $405,900 (Aug 2005) |
| Tax Bill | $7,530 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-13-31-5120-2AF01-0740 |
| Primary APN | 03-13-31-5120-2AF01-0740 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,602 sqft Heated Area |
| Gross Area | 4,042 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,110 sqft (0.278 acres) |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Pool Type | Enclosed Pool |
| Pool Area | 275 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1042 STONE LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 1 LOT 74 OR 1308 PG 905 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Lot Number | 74 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF01-0740
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 106 CEDARWOOD DR, MONONGAHELA, PA 15063-1112 |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2005 · Amount on Record |
| Deed Sale | Aug 26, 2005 · Amount on Record |
| Deed Document Number | 2005052149 |
| Deed Book / Page | 1308 / 0905 |
| Record Updated | Jun 08, 2026 |
Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,530.00 (-12.59%) | $534,615 (+4.62%) Land $82,000 Building $452,615 | $534,615 (+4.62%) Land $82,000 Building $452,615 |
| 2023 | $8,615.00 (+8.05%) | $511,001 (+2.67%) Land $82,000 Building $429,001 | $511,001 (+2.67%) Land $82,000 Building $429,001 |
| 2022 | $7,973.00 | $497,703 Land $82,000 Building $415,703 | $497,703 Land $82,000 Building $415,703 |
Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 3 (1994–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2019 · other causes |
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FGUA - PLANTATION BAY WTP private · serves 3,522 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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