1037 Stone Lake Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 1037 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2012
Square Footage	2,801 sqft Heated Area
Lot Size	18,295 sqft (0.419 acres)
Pool	Pool with Hot Tub/Spa
Occupancy	Owner Occupied
Last Sale	$450,000 (2020)
Tax Bill	$5,583.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-13-31-5120-2AF01-0810`

Interior

Full Baths	3 Baths
Building Area	2,801 sqft Heated Area
Gross Area	4,173 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Stucco Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	18,295 sqft (0.419 acres)
Driveway	1 Driveway
Driveway Area	400 sqft Driveway
Pool Type	Pool with Hot Tub/Spa Pool Type
Pool Area	260 sqft Pool

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	1037 STONE LAKE DR
City	ORMOND BEACH
State	FL
Zip	32174-1479
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PLANTATION BAY SECTION 2A-F UNIT 1 LOT 81 OR 1237 PG 530 OR 2478/587
Legal Range	31E
Legal Township	13S
Legal Section	03
Legal Subdivision	PLANTATION BAY
Legal Lot Number	81
Legal Unit	1
Jurisdiction	FLAGLER FL
Minor Civil Division	BUNNELL
Census Blockgroup	3
Census Block	3006
Census Tract	60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF01-0810

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1037 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Apr 27, 2005 · Amount on Record
Deed Doc Number	2020037541
Deed Book / Page	2478 / 587
Record Refreshed	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 18, 2020
Property Address	1037 STONE LAKE DR, ORMOND BEACH, FL 32174-1479
Document Number	0024780587
Book / Page	2478 / 587
Map Reference	MB 34 PG 1
Instrument Date	Sep 16, 2020
Instrument	2020037541
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	CORNERSTONE NATIONAL TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3159 KAILANI CT, 3159, ORMOND BEACH, FL 32174-2866

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1037 STONE LAKE DR, ORMOND BEACH, FL 32174-1479

Mortgage

Document Number	0002478589
Date	Sep 18, 2020
Instrument	2478/589

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,583.00 (-18.37%) Homeowner's exemption	$437,336 (+5.99%)	$566,040 (+6.87%) Land $71,925 Building $494,115
2023	$6,839.00 (+5.51%) Homeowner's exemption	$412,632 (+3%)	$529,647 (+4.58%) Land $71,925 Building $457,722
2022	$6,482.00 Homeowner's exemption	$400,613	$506,439 Land $71,925 Building $434,514

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 26% of Florida
Wildfire Likelihood	About 1 in 758 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.