Flagler County property record for 1045 Stone Lake Dr, Ormond Beach, FL 32174 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2008 |
| Square Footage | 2,430 sqft Living Area |
| Lot Size | 13,809 sqft (0.317 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $5,502.00 (2024) |
| Primary APN | 03-13-31-5120-2AF01-0770 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 3,345 sqft Gross Area |
| 1st Floor | 2,430 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 13,809 sqft (0.317 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 400 sqft Driveway |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 1045 STONE LAKE DR |
|---|---|
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-1479 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLANTATION BAY SECTION 2A-F UNIT 1 LOT 77 OR 1383 PG 71 OR 1745/654 OR 1998/1179 OR 2042/114 |
| Legal Range | 31E |
| Legal Township | 13S |
| Legal Section | 03 |
| Legal Subdivision | PLANTATION BAY |
| Legal Block | 2AF0 |
| Legal Lot Number | 77 |
| Legal Unit | 1 |
| Jurisdiction | FLAGLER FL |
| Minor Civil Division | BUNNELL |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 60207 |
Source: Flagler County records · APN 03-13-31-5120-2AF01-0770
Assessment roll updated December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1045 STONE LAKE DR, ORMOND BEACH, FL 32174-1479 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| May 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Dec 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Jul 12, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 02, 2015 |
| Deed Sale | Jan 02, 2015 |
| Prior Sale | Apr 14, 2014 |
| Deed Doc Number | 20151 |
| Deed Book / Page | 2042 / 114 |
| Prior Transfer Date | Oct 16, 2009 |
| Prior Transfer Doc | 0017450654 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1045 STONE LAKE DR, ORMOND BEACH, FL 32174-1479 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1045 STONE LAKE DR, ORMOND BEACH, FL 32174-1479 |
| Document Number | 0027841198 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 2784/1198 |
| Instrument | 2023023073 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 25, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 1045 STONE LAKE DR, ORMOND BEACH, FL 32174-1479 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0026381739 |
|---|---|
| Date | Dec 16, 2021 |
| Book Page | 2638/1739 |
| Instrument | 2021068633 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jul 12, 2021 |
| Property Address | 1045 STONE LAKE DR, ORMOND BEACH, FL 32174-1479 |
| Document Number | 0025821621 |
| Book / Page | 2582 / 1621 |
| Map Reference | MB 34 PG 1-4 |
| Instrument Date | Jul 08, 2021 |
| Instrument | 2021037855 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1045 STONE LAKE DR, 1045, ORMOND BEACH, FL 32174-1479 |
| Name | Verified Name |
|---|---|
| Address | 14989 HARTFORD TRL, STRONGSVILLE, OH 44136-8219 |
Source: Flagler County records · Assessment roll updated December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Unified School District | Flagler County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,927.00 (-28.63%) Homeowner's exemption | $319,764 (+5.99%) | $473,778 (+4.32%) Land $82,000 Building $391,778 |
| 2024 | $5,502.00 (+1.81%) | ||
| 2023 | $5,404.00 (+5.77%) Homeowner's exemption | $301,701 (+3%) | $454,164 (+2.6%) Land $82,000 Building $372,164 |
| 2022 | $5,109.00 Homeowner's exemption | $292,913 | $442,649 Land $82,000 Building $360,649 |
Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 55% of the US · above 26% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 758 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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