1034 Ruby St, Lakeland, FL 33815 Property Records

Polk County property record for 1034 Ruby St, Lakeland, FL 33815 · Last verified July 2026

Property Summary

Property TypeDuplex
Details2 bd · 1 ba · 1,152 sqft · built 1952
Lot Size0.214 acres (9,313 sqft)
OwnerIndividual Name on File
Last Sale$256,000 (Aug 2024)
Tax Bill$3,643 (2025)
Deeds & MortgagesNov 2020 Mortgage
Feb 2020 Sale
Flood ZoneZone X (minimal risk)
APN23-28-24-114000-002070

Property Details

APN / Parcel Number

Primary APN23-28-24-114000-002070
Alternative APNs
  • 242823114000002070
  • 42823000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Units2 Units
Building Area1,152 sqft Living Area
Gross Area1,218 sqft Gross Area
1st Floor Area1,152 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 2006
Architectural StyleDuplex Single
Roof MaterialOther
Lot Area9,313 sqft (0.214 acres)
Lot Dimensions135 ft deep x 69 ft wide
PorchScreened Porch
View / LotDuplex

Location & Zoning

Street Address1034 RUBY ST
CityLAKELAND
StateFL
Zip33815-4458
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLAKE HUNTER TERRACE HEIGHTS PB 6 PG 38 BLK B LOTS 7 W 12 FT & 8 & E 7 FT OF 9
Legal SubdivisionLAKE HUNTER TERRACE HEIGHTS
Legal Tract114000
Legal BlockB
Legal Lot Number7
JurisdictionPOLK FL
Township / Civil DivisionLAKELAND
Census Block Group1
Census Block1043
Census Tract10800

Owner

Source: Polk County records · APN 23-28-24-114000-002070

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address108 HAWKEYE ST, RONKONKOMA, NY 11779-3514
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2020Quit Claim Deed, Transfer
FIRST HM BK
Feb 05, 2020Warranty Deed, Transfer
NU WORLD TITLE/CTRL FL LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2024 · Amount on Record
Deed SaleAug 05, 2024 · Amount on Record
Prior SaleFeb 05, 2020 · Amount on Record
Deed Document Number2024180600
Deed Book / Page13218 / 420
Record UpdatedSep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPOLK FL
Recording DateNov 17, 2020
Property Address1034 RUBY ST, LAKELAND, FL 33815-4458
Document Number0114592126
Book / Page011459 / 002126
Instrument DateOct 14, 2020
Instrument246975
Transaction TypeTransfer
Record UpdatedDec 01, 2020
Title CompanyNU WORLD TITLE LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8617 BAY RIDGE BLVD ORLANDO FL 328193835, ORLANDO, FL 32819-3835

Mortgage

Document Number114592128
DateNov 17, 2020
Book Page011459/002128
Instrument246976
Lender
NameFIRST HM BK
TypeBank
AddressSEMINOLE, FL 33772
Agreement
AmountAmount Recorded
Term360 Months
DueNov 16, 2050

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateFeb 05, 2020
Property Address1034 RUBY ST, LAKELAND, FL 33815-4458
Document Number0111311430
Book / Page011131 / 001430
Instrument DateFeb 05, 2020
Instrument27797
Transaction TypeTransfer
Record UpdatedFeb 28, 2020
Title CompanyNU WORLD TITLE/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$805.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8617 BAY RIDGE BLVD ORLANDO FL 328193835, ORLANDO, FL 32819-3835

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityLakeland City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,643.00 (+59.64%)$201,960 (+61.27%) Land $18,500 Building $101,162$201,960 (+61.27%) Land $18,500 Building $101,162
2023$2,282.00 (+7.95%)$125,233 (+8.81%) Land $18,000 Building $107,233$125,233 (+8.81%) Land $18,000 Building $107,233
2022$2,114.00$115,093 Land $15,000 Building $100,093$115,093 Land $15,000 Building $100,093

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Florida
Wildfire LikelihoodAbout 1 in 7,692 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Lake Hunter Terrace Historic District
listed 2002 · 163 contributing resources · NRIS 02001536

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Ruby St

Nearby Streets

Search Property Records by Address or Parcel Number