Polk County property record for 1048 Caravan Loop, Polk City, FL 33868
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,266 sqft · built 2000 |
| Lot Size | 0.242 acres (10,533 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2021) |
| Tax Bill | $2,572 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer Oct 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-26-31-295433-000950 |
| Primary APN | 25-26-31-295433-000950 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 1,701 sqft |
| 1st Floor Area | 1,266 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 10,533 sqft (0.242 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 435 sqft |
| Porch | Screened Porch |
| Shed | 1 Shed |
| Utility Building | 191 sqft |
| Street Address | 1048 CARAVAN LOOP |
|---|---|
| City | POLK CITY |
| State | FL |
| Zip | 33868-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 95 |
| Legal Range | 25E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MOUNT OLIVE SHORES NORTH |
| Legal Tract | 295433 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 11605 |
1048 Caravan Loop is owned and occupied by two individuals who acquired it in November 2025.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 4, 2021 | Intrafamily Transfer, Transfer |
| May 6, 2021 | Warranty Deed, Transfer UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Mar 3, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 6, 2021 · Amount on File |
| Deed Sale | May 6, 2021 · Amount on File |
| Prior Sale | Feb 23, 1998 · Amount on File |
| Deed Document Number | 2021117241 |
| Deed Book / Page | 11702 / 1282 |
| Last Transfer Date | Nov 5, 2025 |
| Transfer Doc | 0000268435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 13, 2025 |
| Property Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Document Number | 0000268435 |
| Book / Page | 13776 / 324 |
| Map Reference | MB 104 PG 38&39 |
| Instrument Date | Nov 5, 2025 |
| Instrument | 2025268435 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 4, 2021 |
| Property Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Document Number | 0000258743 |
| Book / Page | 11922 / 1540 |
| Map Reference | MB 104 PG 38&39 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021258743 |
| Transaction Type | Transfer |
| Record Updated | Oct 15, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | May 6, 2021 |
| Property Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Document Number | 0000117241 |
| Book / Page | 11702 / 1282 |
| Map Reference | MB 104 PG 38&39 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021117241 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TTL GROUP OF LAKELAND |
| Amount | Amount on Record |
|---|---|
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29612 HOOVER RD, 29612, WARREN, MI 48093-3418 |
| Name | Verified Name |
|---|---|
| Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 3, 2021 |
| Property Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Document Number | 0000053956 |
| Book / Page | 11604 / 713 |
| Map Reference | MB 104 PG 38&39 |
| Instrument Date | Jun 26, 2017 |
| Instrument | 2021053956 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1048 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
The 2025 property tax bill for 1048 Caravan Loop was $2,572, down 19.2% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,596 (+2.7%) | $297,959 (+2.31%) Land $112,500 Building $185,459 | |
| 2025 | $2,572.00 (-19.22%) Homeowner's exemption | $239,139 (+2.9%) | $291,218 (+2.69%) Land $102,500 Building $188,718 |
| 2024 | $3,184.00 (+15.4%) Homeowner's exemption | $232,399 (+12.22%) | $283,589 (+6.18%) Land $102,500 Building $181,089 |
| 2023 | $2,759.00 (+3.72%) Homeowner's exemption | $207,095 (+3%) | $267,082 (+32.83%) Land $100,000 Building $167,082 |
| 2022 | $2,660.00 Homeowner's exemption | $201,063 Land $62,500 Building $138,563 | $201,063 Land $62,500 Building $138,563 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1048 Caravan Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1048 Caravan Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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