Polk County property record for 1053 Caravan Loop, Polk City, FL 33868
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,632 sqft · built 1999 |
| Lot Size | 0.232 acres (10,097 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,500 (Feb 2018) |
| Tax Bill | $2,502 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-26-31-295433-001070 |
| Primary APN | 25-26-31-295433-001070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| Gross Area | 2,467 sqft |
| 1st Floor Area | 1,632 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 10,097 sqft (0.232 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Florida Room |
| Porch Area | 646 sqft |
| Utility Building | 220 sqft |
| Street Address | 1053 CARAVAN LOOP |
|---|---|
| City | POLK CITY |
| State | FL |
| Zip | 33868-5118 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 107 & S1/2 OF LOT 108 |
| Legal Range | 25E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MOUNT OLIVE SHORES NORTH |
| Legal Tract | 295433 |
| Legal Block | 1 |
| Legal Lot Number | 107,1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 11605 |
1053 Caravan Loop is owned and occupied by two individuals who bought it in February 2018.
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1053 CARAVAN LOOP, POLK CITY, FL 33868-5118 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Feb 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage FAIRWINDS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2018 · Amount on File |
| Deed Sale | Feb 19, 2018 · Amount on File |
| Prior Sale | Sep 9, 2004 · Amount on File |
| Deed Document Number | 201836892 |
| Deed Book / Page | 10400 / 242 |
| Prior Transfer Date | Jan 30, 2004 |
| Prior Transfer Doc | 0000020463 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1053 CARAVAN LOOP, POLK CITY, FL 33868-5118 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | APOLLO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1053 CARAVAN LOOP, POLK CITY, FL 33868-5118 |
| Document Number | 0000068603 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 11626/1613 |
| Instrument | 2021068603 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 19, 2018 |
| Property Address | 1053 CARAVAN LOOP, POLK CITY, FL 33868-5118 |
| Document Number | 0104000242 |
| Book / Page | 010400 / 000242 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 36892 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,746.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 625 W PLANTATION BLVD LAKE MARY FL 327462561, LAKE MARY, FL 32746-2561 |
| Document Number | 104000243 |
|---|---|
| Date | Feb 19, 2018 |
| Book Page | 010400/000243 |
| Instrument | 36893 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 18, 2048 |
The 2025 property tax bill for 1053 Caravan Loop was $2,502 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,209 (+2.7%) | $390,071 (+3.51%) Land $108,750 Building $281,321 | |
| 2025 | $2,502.00 Homeowner's exemption | $238,762 | $376,831 Land $108,750 Building $268,081 |
| 2023 | $2,917.00 (+3.66%) Homeowner's exemption | $225,275 (+3%) | $368,728 (+7.2%) Land $106,250 Building $262,478 |
| 2022 | $2,814.00 Homeowner's exemption | $218,714 | $343,960 Land $68,750 Building $275,210 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1053 Caravan Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1053 Caravan Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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