Polk County property record for 1041 Caravan Loop, Polk City, FL 33868
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,629 sqft · built 2000 |
| Lot Size | 0.174 acres (7,571 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $332,500 (Jan 2021) |
| Tax Bill | $4,177 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Oct 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-26-31-295433-001030 |
| Primary APN | 25-26-31-295433-001030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,629 sqft Living Area |
| Gross Area | 2,757 sqft |
| 1st Floor Area | 1,629 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,571 sqft (0.174 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,128 sqft |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 174 sqft |
| Street Address | 1041 CARAVAN LOOP |
|---|---|
| City | POLK CITY |
| State | FL |
| Zip | 33868-5123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 103 |
| Legal Range | 25E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MOUNT OLIVE SHORES NORTH |
| Legal Tract | 295433 |
| Legal Block | 1 |
| Legal Lot Number | 103 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 11605 |
1041 Caravan Loop is owned by two individuals who bought it in January 2021.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 CAMBRIDGE DR, JACKSON, NJ 08527-2609 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BK |
| Oct 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on File |
| Deed Sale | Jan 14, 2021 · Amount on File |
| Prior Sale | Oct 31, 2017 · Amount on File |
| Deed Document Number | 202111326 |
| Deed Book / Page | 11539 / 886 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jan 14, 2021 |
| Property Address | 1041 CARAVAN LOOP, POLK CITY, FL 33868-5123 |
| Document Number | 0115390886 |
| Book / Page | 011539 / 000886 |
| Instrument Date | Jan 13, 2021 |
| Instrument | 11326 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,328.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 CAMBRIDGE DR JACKSON NJ 085272609, JACKSON, NJ 08527-2609 |
| Document Number | 115390888 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 011539/000888 |
| Instrument | 11327 |
| Name | FLAGSTAR BK |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098-2639 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 13, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 31, 2017 |
| Property Address | 1041 CARAVAN LOOP, POLK CITY, FL 33868-5123 |
| Document Number | 0103010775 |
| Book / Page | 010301 / 000775 |
| Instrument Date | Oct 30, 2017 |
| Instrument | 208614 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,645.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1041 CARAVAN LOOP POLK CITY FL 338685123, POLK CITY, FL 33868-5123 |
The 2025 property tax bill for 1041 Caravan Loop was $4,177.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $320,170 (-0.91%) Land $87,000 Building $233,170 | $320,170 (-0.91%) Land $87,000 Building $233,170 | |
| 2025 | $4,177.00 | $323,105 Land $87,000 Building $236,105 | $323,105 Land $87,000 Building $236,105 |
| 2023 | $4,745.00 (+2.68%) | $319,897 (+3.16%) Land $85,000 Building $234,897 | $319,897 (+3.16%) Land $85,000 Building $234,897 |
| 2022 | $4,621.00 | $310,104 Land $55,000 Building $255,104 | $310,104 Land $55,000 Building $255,104 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1041 Caravan Loop in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1041 Caravan Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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