Polk County property record for 1046 Caravan Loop, Polk City, FL 33868
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,024 sqft · built 1998 |
| Lot Size | 0.188 acres (8,168 sqft) |
| Owner | Company Name on File |
| Last Sale | $28,000 (Jan 1998) |
| Tax Bill | $1,933 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-26-31-295433-000960 |
| Primary APN | 25-26-31-295433-000960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| 1st Floor Area | 1,589 sqft |
| Upper Floors Area | 435 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Composition/Composite |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,168 sqft (0.188 acres) |
| View / Lot | Commercial/Industrial |
| Garage Area | 602 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 88 sqft |
| Utility Building | 420 sqft |
| Cooling System | Central |
|---|
| Street Address | 1046 CARAVAN LOOP |
|---|---|
| City | POLK CITY |
| State | FL |
| Zip | 33868-5124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT OLIVE SHORES NORTH PB 104 PGS 38 & 39 LYING IN A PORTION OF SECTIONS 31&32 T26 R25 LOT 96 |
| Legal Range | 25E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | MOUNT OLIVE SHORES NORTH |
| Legal Tract | 295433 |
| Legal Block | 1 |
| Legal Lot Number | 96 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 11605 |
1046 Caravan Loop is owned by a company that bought it in January 1998.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1046 CARAVAN LOOP, POLK CITY, FL 33868-5124 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 1998 · Amount on File |
| Deed Sale | Jan 15, 1998 · Amount on File |
| Deed Book / Page | 3960 / 1543 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1046 Caravan Loop was $1,933, down 24.1% from the year before.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $315,723 (+66.38%) Land $90,000 Building $225,723 | $315,723 (+1.74%) Land $90,000 Building $225,723 | |
| 2025 | $1,933.00 (-24.11%) Homeowner's exemption | $189,759 | $310,316 Land $82,000 Building $228,316 |
| 2024 | $2,547.00 (+7.2%) | ||
| 2023 | $2,376.00 (+4.03%) Homeowner's exemption | $179,040 (+3%) | $306,601 (+6.04%) Land $80,000 Building $226,601 |
| 2022 | $2,284.00 Homeowner's exemption | $173,825 | $289,142 Land $50,000 Building $239,142 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1046 Caravan Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1046 Caravan Loop is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | POLK CITY SYSTEM serves 2,568 people · EPA ID FL6531424 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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