Kendall County property record for 1047 Heron Cir, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,561 sqft · built 2007 |
| Lot Size | 0.042 acres (1,825 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (May 2026) |
| Tax Bill | $5,738 (2024) |
| Deeds & Mortgages | Feb 2022 Mortgage Jun 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-430-039 |
| Primary APN | 09-02-430-039 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,561 sqft Living Area |
| 1st Floor Area | 1,561 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,825 sqft (0.042 acres) |
| Lot Dimensions | 73 ft deep x 24 ft wide |
| Cooling System | Central |
|---|
| Street Address | 1047 HERON CIR |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-8889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 SABLE RIDGE UNIT 2 CITY OF JOLIET |
| Legal Subdivision | SABLE RIDGE |
| Legal Lot Number | 59 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 890703 |
Source: Kendall County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1471 N WINSLOWE DR, 201, PALATINE, IL 60074-8503 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| May 4, 2026 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE COMPANY |
| Jul 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2026 · Amount on Record |
| Deed Sale | May 4, 2026 · Amount on Record |
| Prior Sale | Jul 12, 2018 · Amount on Record |
| Deed Document Number | 20266209 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 1047 HERON CIR, JOLIET, IL 60431-8889 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000002964 |
|---|---|
| Date | Feb 14, 2022 |
| Instrument | 202200002964 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 1047 HERON CIR, JOLIET, IL 60431-8889 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 1047 HERON CIR, JOLIET, IL 60431-8889 |
| Document Number | 0000015064 |
|---|---|
| Date | Jun 15, 2021 |
| Instrument | 202100015064 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | May 4, 2026 |
| Property Address | 1047 HERON CIR, JOLIET, IL 60431-8889 |
| Document Number | 0000006209 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026.6209 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1471 N WINSLOWE DR, 201, PALATINE, IL 60074-8503 |
| Document Number | 0000006210, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026..6210 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000006211, |
|---|---|
| Date | May 4, 2026 |
| Instrument | 2026.6211 |
| Name | ILLINOIS HOUSING DEV AUTHORITY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 30 Months |
| Due | May 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Jul 12, 2018 |
| Property Address | 1047 HERON CIR, JOLIET, IL 60431-8889 |
| Document Number | 0000009729 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 9729 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $171.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22922 JUDITH DR PLAINFIELD IL 605869653, PLAINFIELD, IL 60586-9653 |
| Document Number | 9730 |
|---|---|
| Date | Jul 12, 2018 |
| Instrument | 9730 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2048 |
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Seward Township |
| Municipality | Joliet City |
| Elementary School District | Minooka Community Consolidated School District 201 (PK - 08) |
| Secondary School District | Minooka Community High School District 111 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,312 (+9.06%) Land $10,000 Building $70,312 | $240,936 (+9.06%) Land $30,000 Building $210,936 | |
| 2024 | $5,738.00 | $73,643 (+23.61%) Land $9,077 Building $64,566 | $220,929 (+23.61%) Land $27,231 Building $193,698 |
| 2022 | $59,578 Land $4,034 Building $55,544 | $178,734 Land $12,102 Building $166,632 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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