1043 Heron Cir, Joliet, IL 60431 Property Records

Kendall County property record for 1043 Heron Cir, Joliet, IL 60431

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,505 sqft · built 2007
Lot Size0.042 acres (1,824 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Feb 2020)
Tax Bill$5,714 (2024)
Deeds & MortgagesApr 2021 Mortgage
Feb 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-02-430-041

Property Details

APN / Parcel Number

Primary APN09-02-430-041

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,505 sqft Living Area
1st Floor Area1,505 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,824 sqft (0.042 acres)
Lot Dimensions73 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1043 HERON CIR
CityJOLIET
StateIL
Zip60431-8889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 57 SABLE RIDGE UNIT 2 CITY OF JOLIET
Legal SubdivisionSABLE RIDGE
Legal Lot Number57
JurisdictionKENDALL IL
Township / Civil DivisionSEWARD
Census Block Group2
Census Block2021
Census Tract890703

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1043 HERON CIR, JOLIET, IL 60431-8889
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 27, 2024Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2020 · Amount on Record
Deed SaleFeb 27, 2020 · Amount on Record
Prior SaleApr 3, 2007 · Amount on Record
Deed Document Number20202971
Prior Transfer DateJan 30, 2016
Prior Transfer Doc0000003561
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1043 HERON CIR, JOLIET, IL 60431-8889
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000010679
DateApr 26, 2021
Instrument202100010679
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueJan 1, 2051

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address1043 HERON CIR, JOLIET, IL 60431-8889
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1043 HERON CIR, JOLIET, IL 60431-8889

Mortgage

Document Number0000002066
DateFeb 27, 2024
Instrument202400002066
Lender
NameOLD NATIONAL BANK
TypeBank
AddressJOLIET, IL 60435
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 24, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionSeward Township
MunicipalityJoliet City
Elementary School DistrictMinooka Community Consolidated School District 201 (PK - 08)
Secondary School DistrictMinooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,000 (+36.35%) Land $10,000 Building $70,000$240,000 (+36.35%) Land $30,000 Building $210,000
2024$5,714.00
2022$58,674 Land $4,034 Building $54,640$176,022 Land $12,102 Building $163,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Heron Cir

Nearby Streets

Search Property Records by Address or Parcel Number