Kendall County property record for 1055 Heron Cir, Joliet, IL 60431
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,790 sqft · built 2007 |
| Lot Size | 0.042 acres (1,821 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,000 (Feb 2021) |
| Tax Bill | $5,769 (2024) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02-430-034 |
| Primary APN | 09-02-430-034 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,790 sqft Living Area |
| 1st Floor Area | 1,790 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Material | Asphalt |
| Lot Area | 1,821 sqft (0.042 acres) |
| Lot Dimensions | 73 ft deep x 24 ft wide |
| Cooling System | Central |
|---|
| Street Address | 1055 HERON CIR |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60431-8889 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 63 SABLE RIDGE UNIT 2 CITY OF JOLIET |
| Legal Subdivision | SABLE RIDGE |
| Legal Lot Number | 63 |
| Jurisdiction | KENDALL IL |
| Township / Civil Division | SEWARD |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 890703 |
1055 Heron Cir is owned and occupied by two individuals who bought it in February 2021.
Source: Kendall County records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1055 HERON CIR, JOLIET, IL 60431-8889 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2021 | Warranty Deed, Transfer · FHA Mortgage DRAPER & KRAMER MORTGAGE CORP |
| Apr 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Apr 4, 2017 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 16, 2021 · Amount on File |
| Deed Sale | Feb 16, 2021 · Amount on File |
| Prior Sale | Nov 4, 2015 · Amount on File |
| Deed Document Number | 20213836 |
| Prior Transfer Date | May 4, 2015 |
| Prior Transfer Doc | 0000007430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENDALL IL |
| Recording Date | Feb 16, 2021 |
| Property Address | 1055 HERON CIR, JOLIET, IL 60431-8889 |
| Document Number | 0000003836 |
| Map Reference | DOC R200500019612 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 202100003836 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $161.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1055 HERON CIR, JOLIET, IL 60431-8889 |
| Document Number | 0000003837 |
|---|---|
| Date | Feb 16, 2021 |
| Instrument | 202100003837 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 1055 HERON CIR, JOLIET, IL 60431-8889 |
| Document Number | 0000006533 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 1055 HERON CIR SHOREWOOD IL 604318889, SHOREWOOD, IL 60431-8889 |
| Document Number | 0000006533 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 6533 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENDALL IL |
| Property Address | 1055 HERON CIR, JOLIET, IL 60431-8889 |
| Document Number | 0000006532 |
| Instrument Date | Apr 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 1055 HERON CIR SHOREWOOD IL 604318889, SHOREWOOD, IL 60431-8889 |
| Document Number | 0000006532 |
|---|---|
| Date | May 2, 2017 |
| Instrument | 6532 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate | 3.75% |
|---|
Source: Kendall County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kendall County |
| County Subdivision | Seward Township |
| Municipality | Joliet City |
| Elementary School District | Minooka Community Consolidated School District 201 (PK - 08) |
| Secondary School District | Minooka Community High School District 111 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $80,707 (+9.06%) Land $10,000 Building $70,707 | $242,121 (+9.06%) Land $30,000 Building $212,121 | |
| 2024 | $5,769.00 | $74,005 Land $9,077 Building $64,928 | $222,015 Land $27,231 Building $194,784 |
| 2022 | $58,674 Land $4,034 Building $54,640 | $176,022 Land $12,102 Building $163,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1055 Heron Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2013) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1055 Heron Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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