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1041 Heron Cir, Joliet, IL 60431 Property Records

Kendall County property record for 1041 Heron Cir, Joliet, IL 60431

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,561 sqft · built 2007
Lot Size0.042 acres (1,825 sqft)
Owner2 Individual Names on Record
Last Sale$212,000 (Feb 2022)
Tax Bill$5,738 (2024)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-02-430-042

Property Details

APN / Parcel Number

Primary APN09-02-430-042

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,561 sqft Living Area
1st Floor Area1,561 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Roof MaterialAsphalt
Lot Area1,825 sqft (0.042 acres)
Lot Dimensions73 ft deep x 24 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1041 HERON CIR
CityJOLIET
StateIL
Zip60431-8889
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 56 SABLE RIDGE UNIT 2 CITY OF JOLIET
Legal SubdivisionSABLE RIDGE
Legal Lot Number56
JurisdictionKENDALL IL
Township / Civil DivisionSEWARD
Census Block Group2
Census Block2021
Census Tract890703

Owner

Source: Kendall County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1041 HERON CIR, JOLIET, IL 60431-8889
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleApr 3, 2007 · Amount on Record
Deed Document Number20223178
Prior Transfer DateFeb 1, 2022
Prior Transfer Doc0000003178
Record UpdatedOct 29, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateFeb 16, 2022
Property Address1041 HERON CIR, JOLIET, IL 60431-8889
Document Number0000003178
Map ReferenceDOC 200500019612
Instrument DateFeb 1, 2022
Instrument202200003178
Transaction TypeTransfer
Record UpdatedFeb 24, 2022
Title CompanyATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$212.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1041 HERON CIR, JOLIET, IL 60431-8889

Mortgage

Document Number0000003179
DateFeb 16, 2022
Instrument202200003179
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionSeward Township
MunicipalityJoliet City
Elementary School DistrictMinooka Community Consolidated School District 201 (PK - 08)
Secondary School DistrictMinooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$80,312 (+16.56%) Land $10,000 Building $70,312$240,936 (+16.56%) Land $30,000 Building $210,936
2024$5,738.00
2022$68,901 Land $4,034 Building $64,867$206,703 Land $12,102 Building $194,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims3 (2013)
Claims Outside the SFHA1 of 3
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJOLIET
serves 160,000 people · EPA ID IL1970450
Water SourceGroundwater
Last State InspectionNov 2024
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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