1047 Gerry Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 1047 Gerry Ct, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,136 sqft · built 2006
Lot Size0.869 acres (37,897 sqft)
OwnerIndividual Name on Record
Last Sale$239,000 (May 2018)
Tax Bill$1,862 (2023)
Deeds & MortgagesSep 2017 Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN11045D0494.000000

Property Details

APN / Parcel Number

Primary APN11045D0494.000000
Alternative APNs
  • 5538 44 9037
  • 123338

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,136 sqft Living Area
Gross Area2,577 sqft
1st Floor Area965 sqft
Upper Floors Area1,171 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area37,897 sqft (0.869 acres)
Lot Dimensions179 ft deep x 15 ft wide
Garage TypeMixed
Garage Area441 sqft
DrivewayDriveway
Driveway Area3,300 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck Area140 sqft
Patio Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number123338
Street Address1047 GERRY CT
CityCONCORD
StateNC
Zip28025-8534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 494 ST ANDREWS
Legal SubdivisionST ANDREWS PH 07 MAP 01
Legal Lot Number494
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group4
Census Block4000
Census Tract40501

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1047 GERRY CT, CONCORD, NC 28025-8534
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2017Deed of Trust, Mortgage
FIFTH THIRD BANK
May 22, 2020Deed of Trust, Mortgage · VA Mortgage
MR COOPER
May 29, 2018Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 29, 2018 · Amount on Record
Deed SaleMay 29, 2018 · Amount on Record
Prior SaleApr 4, 2006 · Amount on Record
Deed Document Number0013017227
Deed Book / Page13017 / 227
Record UpdatedJun 7, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1047 GERRY CT, CONCORD, NC 28025-8534
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012666127
DateSep 8, 2017
Book Page12666/0127
Instrument12666-0127
Lender
NameFIFTH THIRD BANK
TypeBank
AddressNASHVILLE, TN 37219
Agreement
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1047 GERRY CT, CONCORD, NC 28025-8534
Document Number14210125
Instrument DateMay 22, 2020
Transaction TypeMortgage
Record UpdatedJul 14, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 GERRY CT CONCORD NC 280258534, CONCORD, NC 28025-8534

Mortgage

Document Number14210125
DateMay 28, 2020
Book Page014210/000125
Instrument15997
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 27, 2050

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 29, 2018
Property Address1047 GERRY CT, CONCORD, NC 28025-8534
Document Number0013017227
Book / Page13017 / 0227
Map ReferenceMB47 PG13
Instrument DateMay 29, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$478.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address169 FARM ESTATES DR, 169, ROCKWELL, NC 28138-7873

Transferred To (Grantee/Buyer)

NameVerified Name
Address1047 GERRY CT, CONCORD, NC 28025-8534

Mortgage

Document Number0013017230
DateMay 29, 2018
Instrument13017/230
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2048

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,862.00$224,300 Land $40,000 Building $184,300$224,300 Land $40,000 Building $184,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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