1032 Gerry Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 1032 Gerry Ct, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,284 sqft · built 2006
Lot Size0.24 acres (10,454 sqft)
Owner2 Individual Names on Record
Last Sale$147,000 (May 2017)
Tax Bill$1,318 (2023)
Deeds & MortgagesMay 2017 Sale & Mortgage
May 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN11045D0502.000000

Property Details

APN / Parcel Number

Primary APN11045D0502.000000
Alternative APNs
  • 5538 43 9610
  • 116008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,284 sqft Living Area
Gross Area1,452 sqft
1st Floor Area1,284 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Lot Dimensions139 ft deep x 70 ft wide
DrivewayConcrete Driveway
Driveway Area561 sqft

Exterior Amenities

PorchSlab
Porch Area68 sqft
Deck Area100 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number116008
Street Address1032 GERRY CT
CityCONCORD
StateNC
Zip28025-8534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 502 ST ANDREWS
Legal SubdivisionST ANDREWS PLACE BRAXT
Legal Lot Number502
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group4
Census Block4000
Census Tract40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1032 GERRY CT, CONCORD, NC 28025-8534
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 26, 2017Warranty Deed, Transfer · FHA Mortgage
AMERICAN NBRHD MTG ACCPTNC
May 26, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOUSING FIN AGCY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2017 · Amount on Record
Deed SaleMay 26, 2017 · Amount on Record
Prior SaleOct 27, 2014 · Amount on Record
Deed Document Number201712508-0075
Deed Book / Page12508 / 75
Record UpdatedOct 29, 2026

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateMay 26, 2017
Property Address1032 GERRY CT, CONCORD, NC 28025-8534
Document Number1250875
Book / Page012508 / 000075
Instrument DateMay 26, 2017
Instrument13360
Transaction TypeTransfer
Record UpdatedFeb 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1032 GERRY CT CONCORD NC 280258534, CONCORD, NC 28025-8534

Mortgage

Document Number1250878
DateMay 26, 2017
Book Page012508/000078
Instrument13361
Lender
NameAMERICAN NBRHD MTG ACCPTNC
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 25, 2047

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1032 GERRY CT, CONCORD, NC 28025-8534
Document Number1250890
Instrument DateMay 26, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1032 GERRY CT CONCORD NC 280258534, CONCORD, NC 28025-8534

Mortgage

Document Number1250890
DateMay 26, 2017
Book Page012508/000090
Instrument13362
Lender
NameHOUSING FIN AGCY
AddressRALEIGH, NC 27611-8066
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 25, 2032

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$273,720 (+72.38%) Land $61,000 Building $212,720
2024$273,720 (+72.38%) Land $61,000 Building $212,720
2023$1,318.00$158,790 Land $40,000 Building $118,790$158,790 Land $40,000 Building $118,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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