1038 Gerry Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 1038 Gerry Ct, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,186 sqft · built 2014
Lot Size0.23 acres (10,019 sqft)
OwnerCompany Name on Record
Last Sale$192,000 (Sep 2020)
Tax Bill$1,321 (2023)
Deeds & MortgagesSep 2020 Sale
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN11045D0501.000000

Property Details

APN / Parcel Number

Primary APN11045D0501.000000
Alternative APNs
  • 5538 43 9693
  • 124286
  • 150970

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,186 sqft Living Area
Gross Area1,314 sqft
1st Floor Area1,186 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions115 ft deep x 71 ft wide
DrivewayConcrete Driveway
Driveway Area520 sqft
PorchSlab
Porch Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number150970
Street Address1038 GERRY CT
CityCONCORD
StateNC
Zip28025-8534
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLT 501 ST ANDREWS PLACE
Legal SubdivisionST ANDREWS PLACE BRAXT
Legal Lot Number501
JurisdictionCABARRUS NC
Township / Civil Division11, CENTRAL CABARRUS
Census Block Group4
Census Block4000
Census Tract40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on Record
Deed SaleSep 29, 2020 · Amount on Record
Prior SaleFeb 27, 2015 · Amount on Record
Deed Book / Page14532 / 87
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateSep 29, 2020
Property Address1038 GERRY CT, CONCORD, NC 28025-8534
Document Number1453287
Book / Page014532 / 000087
Instrument DateSep 28, 2020
Instrument33194
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$384.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 15087 SANTA ANA CA 927350087, SANTA ANA, CA 92735-0087

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address1038 GERRY CT, CONCORD, NC 28025-8534
Document Number14119317
Instrument DateApr 10, 2020
Transaction TypeMortgage
Record UpdatedJun 12, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address1038 GERRY CT CONCORD NC 280258534, CONCORD, NC 28025-8534

Mortgage

Document Number14119317
DateApr 16, 2020
Book Page014119/000317
Instrument11343
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 15, 2050

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,070 (+74.15%) Land $61,000 Building $216,070
2024$277,070 (+74.15%) Land $61,000 Building $216,070
2023$1,321.00$159,100 Land $40,000 Building $119,100$159,100 Land $40,000 Building $119,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

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