Cabarrus County property record for 1057 Gerry Ct, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,980 sqft · built 1986 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jul 2019) |
| Tax Bill | $1,783 (2023) |
| Deeds & Mortgages | Apr 2022 Mortgage Jul 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5538 54 0081 |
| Primary APN | 5538 54 0081 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,980 sqft Living Area |
| Gross Area | 2,635 sqft |
| 1st Floor Area | 1,780 sqft |
| Upper Floors Area | 200 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Width | 40 ft Width |
| Porch | Patio |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 375 sqft |
| Patio Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 131810 |
|---|---|
| Street Address | 1057 GERRY CT |
| City | CONCORD |
| State | NC |
| Zip | 28025-8534 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | WEST SIDE FLOWES STORE RD W/40' ROW |
| Legal Subdivision | ST ANDREWS PLACE BRAXT |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 40501 |
Source: Cabarrus County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1057 GERRY CT, CONCORD, NC 28025-8534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Jul 22, 2019 | Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Feb 7, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2019 · Amount on File |
| Deed Sale | Jul 22, 2019 · Amount on File |
| Prior Sale | Sep 15, 2014 · Amount on File |
| Deed Book / Page | 13614 / 173 |
| Prior Transfer Date | May 14, 2007 |
| Prior Transfer Doc | 7566254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1057 GERRY CT, CONCORD, NC 28025-8534 |
| Transaction Type | Mortgage |
| Record Updated | May 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1057 GERRY CT, CONCORD, NC 28025-8534 |
| Document Number | 0001595784 |
|---|---|
| Date | Apr 8, 2022 |
| Book Page | 15957/84 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 22, 2019 |
| Property Address | 1057 GERRY CT, CONCORD, NC 28025-8534 |
| Document Number | 0013614173 |
| Book / Page | 13614 / 0173 |
| Map Reference | MB 47 PG 13&14 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 HOPSCOTCH CT, 605, WILMINGTON, NC 28411-7770 |
| Name | Verified Name |
|---|---|
| Address | 1057 GERRY CT, CONCORD, NC 28025-8534 |
| Document Number | 0013614176 |
|---|---|
| Date | Jul 22, 2019 |
| Instrument | 13614/176 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1057 GERRY CT, CONCORD, NC 28025-8534 |
| Document Number | 1235487 |
| Book / Page | 012354 / 000087 |
| Instrument Date | Feb 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2017 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1057 GERRY CT CONCORD NC 280258534, CONCORD, NC 28025-8534 |
| Document Number | 1235487 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 012354/000087 |
| Instrument | 3475 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | CONCORD, NC 28027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $337,100 (-) Land $67,100 Building $270,000 | ||
| 2025 | $337,100 (+56.89%) Land $67,100 Building $270,000 | ||
| 2024 | $337,100 (+56.89%) Land $67,100 Building $270,000 | ||
| 2023 | $1,783.00 | $214,860 Land $44,000 Building $170,860 | $214,860 Land $44,000 Building $170,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
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