10461 MacKenzie Rdg, Dubuque, IA 52003 Property Records

Dubuque County property record for 10461 MacKenzie Rdg, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,884 sqft · built 2020
Lot Size	1.22 acres (53,143 sqft)
Owner	Individual Name on Record
Last Sale	$62,500 (Apr 2020)
Tax Bill	$5,858 (2024)
Deeds & Mortgages	Feb 2024 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-428-001`

Property Details

APN / Parcel Number

Primary APN	`15-10-428-001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,884 sqft Living Area
Basement Area	1,884 sqft
Sunroom	Sunroom
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	53,143 sqft (1.22 acres)
Garage Type	Attached
Garage Area	1,083 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	10461 MACKENZIE RDG
City	DUBUQUE
State	IA
Zip	52003-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 OAKLAND RIDGE ESTATES;
Legal Subdivision	OAKLAND RDG ESTATES
Legal Lot Number	1
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	3
Census Block	3003
Census Tract	10105

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10461 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit GREENSTATE CU
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage DUPACO COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	2020-00004726
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10461 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Transaction Type	Mortgage
Record Updated	Feb 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001194
Date	Feb 13, 2024
Instrument	202400001194

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	PO BOX 800, NORTH LIBERTY, IA 52317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 12, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10461 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001199
Date	Jan 22, 2021
Instrument	2021-00001199

Lender

Name	GREENSTATE CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Apr 20, 2020
Property Address	10461 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Document Number	0000004726
Map Reference	DOC 2017-12893
Instrument Date	Apr 14, 2020
Instrument	2020-00004726
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Tax	$99.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	670 KANE ST # D, D, DUBUQUE, IA 52001-1701

Mortgage

Document Number	0000004727
Date	Apr 20, 2020
Instrument	2020-00004727

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	4%
Index	1-Year CMT
Margin	2
Max Rate	8%

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$521,800 (+2.11%) Land $104,200 Building $417,600	$521,800 (+2.11%) Land $104,200 Building $417,600
2024	$5,858.00 (+3.32%)
2023		$511,000 (+24.77%) Land $99,300 Building $411,700	$511,000 (+24.77%) Land $99,300 Building $411,700
2022	$5,670.00 Homeowner's exemption	$409,560 Land $88,720 Building $320,840
2021			$409,560 Land $88,720 Building $320,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Comelec Internet Services.

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