10412 MacKenzie Rdg, Dubuque, IA 52003 Property Records

Dubuque County property record for 10412 MacKenzie Rdg, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 1,900 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$77,900 (Oct 2021)
Tax Bill	$6,346 (2024)
Deeds & Mortgages	Jan 2022 Construction Loan Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-10-427-002`

Property Details

APN / Parcel Number

Primary APN	`15-10-427-002`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Basement Area	1,900 sqft
Finished Basement	498 sqft
Game Room	Game Room
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	10412 MACKENZIE RDG
City	DUBUQUE
State	IA
Zip	52003-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23 OAKLAND RIDGE ESTATES;
Legal Subdivision	OAKLAND RDG ESTATES
Legal Lot Number	23
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	3
Census Block	3003
Census Tract	10105

Owner

Source: Dubuque County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10412 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · Construction Mortgage DUPACO COMMUNITY CU
Mar 6, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	0002117966
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10412 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9058 LONG TAIL LN, DUBUQUE, IA 52003-9748

Mortgage

Document Number	0000000749
Date	Jan 12, 2022
Instrument	2022-00000749

Lender

Name	DUPACO COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52002

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	369 Months
Due	Oct 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	4%
Index	1-Year LIBOR
Margin	3
Max Rate	8%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 6, 2020
Property Address	10412 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Document Number	0000002771
Instrument Date	Mar 5, 2020
Instrument	2771
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$111.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10816 CASCADE DR DUBUQUE IA 520037987, DUBUQUE, IA 52003-7987

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$568,100 (-5.66%) Land $98,700 Building $469,400	$568,100 (-5.66%) Land $98,700 Building $469,400
2024	$6,346.00 (+273.29%)
2023		$602,200 (+401.17%) Land $94,000 Building $508,200	$602,200 (+401.17%) Land $94,000 Building $508,200
2022	$1,700.00	$120,160 Land $84,000 Building $36,160
2021			$120,160 Land $84,000 Building $36,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Comelec Internet Services.

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