10421 MacKenzie Rdg, Dubuque, IA 52003 Property Records

Dubuque County property record for 10421 MacKenzie Rdg, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 1,910 sqft · built 2018
Lot Size	1.07 acres (46,609 sqft)
Owner	2 Individual Names on File
Last Sale	$616,000 (Jun 2021)
Tax Bill	$7,132 (2025)
Deeds & Mortgages	Dec 2023 Sale Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-428-002`

Property Details

APN / Parcel Number

Primary APN	`15-10-428-002`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,910 sqft Living Area
Basement Area	1,910 sqft
Finished Basement	1,363 sqft
Unfinished Basement	547 sqft
Sunroom	Sunroom
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Other
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Garage Area	988 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	332 sqft
Deck Area	213 sqft
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10421 MACKENZIE RDG
City	DUBUQUE
State	IA
Zip	52003-8105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 OAKLAND RIDGE ESTATES;
Legal Subdivision	OAKLAND RDG ESTATES
Legal Lot Number	2
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	3
Census Block	3003
Census Tract	10105

Owner

10421 MacKenzie Rdg is owned and occupied by two individuals who bought it in June 2021.

Source: Dubuque County records, as of December 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer
Jun 30, 2021	Joint Tenancy Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Nov 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN TRUST & SAVINGS BANK
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PREMIER BANK
May 29, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Prior Sale	Nov 13, 2018 · Amount on File
Deed Document Number	202110774
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	0000010774
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 29, 2023
Property Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Document Number	0000012220
Instrument Date	Dec 27, 2023
Instrument	2023-00012220
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount on Record
Tax	$74.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105

June 2021: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jun 30, 2021
Property Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Document Number	0000010774
Instrument Date	Jun 29, 2021
Instrument	2021-00010774
Transaction Type	Transfer
Record Updated	Jan 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$984.80
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105

Mortgage

Document Number	0000010775
Date	Jun 30, 2021
Instrument	2021-00010775

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013664
Date	Nov 19, 2018
Instrument	2018-00013664

Lender

Name	AMERICAN TRUST & SAVINGS BANK
Type	Bank
Address	DUBUQUE, IA 52001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	370 Months
Due	Sep 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000680
Date	Jan 15, 2020
Instrument	2020-00000680

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2035

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	10421 MACKENZIE RDG, DUBUQUE, IA 52003-8105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007149
Date	May 29, 2020
Instrument	2020-00007149

Lender

Name	PREMIER BANK
Type	Bank
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 10421 MacKenzie Rdg was $7,132 with a homeowner's exemption.

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,132.00 Homeowner's exemption	$666,300 Land $101,500 Building $564,800	$666,300 Land $101,500 Building $564,800
2024	$7,132.00
2023		$619,900 (+28.29%) Land $96,600 Building $523,300	$619,900 Land $96,600 Building $523,300
2022	$6,712.00 Homeowner's exemption	$483,210 Land $86,360 Building $396,850
2021			$483,210 Land $86,360 Building $396,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10421 MacKenzie Rdg in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10421 MacKenzie Rdg is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Comelec Internet Services.

Nearby Properties on MacKenzie Rdg

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures