10343 MacKenzie Rdg, Dubuque, IA 52003 Property Records

Dubuque County property record for 10343 MacKenzie Rdg, Dubuque, IA 52003

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on Record
Last Sale	$79,000 (Sep 2024)
Tax Bill	$790 (2024)
Deeds & Mortgages	Aug 2026 Mortgage Sep 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-10-428-004`

Property Details

APN / Parcel Number

Primary APN	`15-10-428-004`

Exterior

Lot Area	45,738 sqft (1.05 acres)

Location & Zoning

Street Address	10343 MACKENZIE RDG
City	DUBUQUE
State	IA
Zip	52003-8111
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 4 OAKLAND RIDGE ESTATES;
Legal Lot Number	4
Jurisdiction	DUBUQUE IA
Township / Civil Division	TABLE MOUND
Census Block Group	3
Census Block	3003
Census Tract	10105

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1781 PLYMOUTH CT, DUBUQUE, IA 52003-8719
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE CENTER LLC
Sep 6, 2024	Warranty Deed, Transfer
Dec 22, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2024 · Amount on Record
Deed Sale	Sep 6, 2024 · Amount on Record
Prior Sale	Dec 22, 2022 · Amount on Record
Deed Document Number	2024-00008349
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Aug 19, 2026
Property Address	10343 MACKENZIE RDG, DUBUQUE, IA 52003-8111
Document Number	0000009232
Instrument Date	Aug 14, 2026
Instrument	20269232
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10343 MACKENZIE RDG, DUBUQUE, IA 52003-8111

Mortgage

Document Number	0000009232,
Date	Aug 19, 2026
Instrument	20269232

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Sep 6, 2024
Property Address	10343 MACKENZIE RDG, DUBUQUE, IA 52003-8111
Document Number	0000008349
Map Reference	INST 2017-12893
Instrument Date	Sep 4, 2024
Instrument	2024-00008349
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Tax	$125.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1781 PLYMOUTH CT, DUBUQUE, IA 52003-8719

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 22, 2022
Property Address	10343 MACKENZIE RDG, DUBUQUE, IA 52003-8111
Document Number	0000015144
Map Reference	DOC 2017-12893
Instrument Date	Dec 20, 2022
Instrument	2022-00015144
Transaction Type	Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$119.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4129 TIFFANY LN, CEDAR FALLS, IA 50613-6462

Mortgage

Document Number	0000015145
Date	Dec 22, 2022
Instrument	2022-00015145

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jan 1, 2026

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$71,000 (+5.03%) Land $71,000	$71,000 (+5.03%) Land $71,000
2024	$790.00 (+433.78%)
2023		$67,600 (+543.81%) Land $67,600	$67,600 (+543.81%) Land $67,600
2022	$148.00	$10,500 Land $10,500
2021			$10,500 Land $10,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Maquoketa Valley Electric Cooperative Fiber	1,000 / 1,000

May also be available: Comelec Internet Services.

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