1046 Vernon Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1046 Vernon Loop, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,550 sqft · built 1988
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on File
Last Sale$94,000 (Aug 1994)
Tax Bill$1,412 (2025)
Deeds & MortgagesFeb 2026 Transfer
Jan 2026 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN23-21-31-510-0000-0420

Property Details

APN / Parcel Number

Primary APN23-21-31-510-0000-0420
Alternative APN
  • 21312351000000420

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,550 sqft Living Area
Gross Area1,966 sqft
1st Floor Area1,550 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area416 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area126 sqft
Patio Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1046 VERNON LOOP
CityOVIEDO
StateFL
Zip32765-6012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 42 ALAFAYA WOODS PH 18 PB 37 PGS 20 TO 22
Legal Range31E
Legal Township21S
Legal Section23
Legal SubdivisionALAFAYA WOODS PH 18
Legal Tract510
Legal Lot Number42
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1006
Census Tract21319

Owner

Source: Seminole County assessment roll, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1046 VERNON LOOP, OVIEDO, FL 32765-6012
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2026Quit Claim Deed, Transfer
Quitclaim
Jan 23, 2026Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 23, 2026Quit Claim Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jan 24, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 3, 1994 · Amount on Record
Deed SaleAug 3, 1994 · Amount on Record
Prior SaleOct 1, 1988 · Amount on Record
Deed Book / Page2807 / 242
Last Transfer DateFeb 11, 2026
Transfer Doc0109870773
Record UpdatedSep 20, 2026

February 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateFeb 23, 2026
Property Address1046 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number0109870773
Book / Page10987 / 773
Map ReferenceMB 37 PG 20-22
Instrument DateFeb 11, 2026
Instrument2026017558
Transaction TypeTransfer
Record UpdatedMar 6, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1046 VERNON LOOP, OVIEDO, FL 32765-6012

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 VERNON LOOP, OVIEDO, FL 32765-6012

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSEMINOLE FL
Recording DateJan 23, 2026
Property Address1046 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number0109710147
Book / Page10971 / 147
Map ReferenceMB 37 PG 20-22
Instrument DateNov 17, 2025
Instrument2026006856
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address22 BEACONDVIEW HOUSE BEACON VIEW ROAD, VIEW BROMWICH XX

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 VERNON LOOP, OVIEDO, FL 32765-6012

January 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateJan 23, 2026
Property Address1046 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number0109710139
Book / Page10971 / 139
Map ReferenceMB 37 PG 20-22
Instrument DateNov 12, 2025
Instrument2026006850
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 VERNON LOOP, OVIEDO, FL 32765-6012

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSEMINOLE FL
Recording DateJan 24, 2017
Property Address1046 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number0088481744
Book / Page008848 / 001744
Instrument DateJan 3, 2017
Instrument8020
Transaction TypeTransfer
Record UpdatedFeb 7, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1046 VERNON LOOP OVIEDO FL 327656012, OVIEDO, FL 32765-6012

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,412.00 (+13.14%) Homeowner's exemption Senior Citizen's exemption$138,247 (+5.99%)$334,011 (+1.65%) Land $94,000 Building $240,011
2023$1,248.00 (+4.26%) Homeowner's exemption$130,438 (+3%)$328,586 (+12.3%) Land $94,000 Building $234,586
2022$1,197.00 Homeowner's exemption$126,639$292,588 Land $81,000 Building $211,588

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 45 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims4 (2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Vernon Loop

Nearby Streets

Search Property Records by Address or Parcel Number