1044 Vernon Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1044 Vernon Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,924 sqft · built 1988
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$94,900 (Sep 1992)
Tax Bill	$1,898 (2025)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-21-31-510-0000-0410`

Property Details

APN / Parcel Number

Primary APN	`23-21-31-510-0000-0410`
Alternative APN	`21312351000000410`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,924 sqft Living Area
Gross Area	2,355 sqft
1st Floor Area	1,135 sqft
Upper Floors Area	609 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	431 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	114 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1044 VERNON LOOP
City	OVIEDO
State	FL
Zip	32765-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 41 ALAFAYA WOODS PH 18 PB 37 PGS 20 TO 22
Legal Range	31E
Legal Township	21S
Legal Section	23
Legal Subdivision	ALAFAYA WOODS PH 18
Legal Tract	510
Legal Lot Number	41
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1006
Census Tract	21319

Owner

Source: Seminole County assessment roll, APN 23-21-31-510-0000-0410, as of December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1044 VERNON LOOP, OVIEDO, FL 32765-6012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 01, 1992 · Amount on Record
Deed Sale	Sep 01, 1992 · Amount on Record
Prior Sale	Oct 01, 1988 · Amount on Record
Deed Book / Page	2520 / 1232
Last Transfer Date	Dec 13, 2021
Transfer Doc	0101660642
Record Updated	Jun 08, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Feb 09, 2022
Property Address	1044 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number	0101660642
Book / Page	10166 / 642
Map Reference	MB 37 PG 20-22
Instrument Date	Dec 13, 2021
Instrument	2022016953
Transaction Type	Transfer
Record Updated	Feb 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 VERNON LOOP, OVIEDO, FL 32765-6012

Tax Assessment & Valuation

Source: Seminole County assessment roll as of December 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,898.00 (+12.57%) Homeowner's exemption	$151,188 (+5.99%)	$365,744 (+1.64%) Land $94,000 Building $271,744
2023	$1,686.00 (+3.37%) Homeowner's exemption	$142,648 (+3%)	$359,848 (+12.16%) Land $94,000 Building $265,848
2022	$1,631.00 Homeowner's exemption	$138,493	$320,826 Land $81,000 Building $239,826

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), as of November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213191, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 294 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3590970, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF OVIEDO serves 47,933 people
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.