1042 Vernon Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1042 Vernon Loop, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,189 sqft · built 1988
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Company Names on Record
Last Sale	$79,500 (Aug 1998)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Nov 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`23-21-31-510-0000-0400`

Property Details

APN / Parcel Number

Primary APN	`23-21-31-510-0000-0400`
Alternative APN	`21312351000000400`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,189 sqft Living Area
Gross Area	1,623 sqft
1st Floor Area	1,152 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	434 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	116 sqft
Patio Area	1 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1042 VERNON LOOP
City	OVIEDO
State	FL
Zip	32765-6012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 40 ALAFAYA WOODS PH 18 PB 37 PGS 20 TO 22
Legal Range	31E
Legal Township	21S
Legal Section	23
Legal Subdivision	ALAFAYA WOODS PH 18
Legal Tract	510
Legal Lot Number	40
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1006
Census Tract	21319

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1042 VERNON LOOP, OVIEDO, FL 32765-6012
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 1998 · Amount on Record
Deed Sale	Aug 7, 1998 · Amount on Record
Prior Sale	Dec 1, 1992 · Amount on Record
Deed Book / Page	3476 / 1777
Last Transfer Date	Oct 31, 2022
Transfer Doc	0103430327
Record Updated	Jun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Nov 4, 2022
Property Address	1042 VERNON LOOP, OVIEDO, FL 32765-6012
Document Number	0103430327
Book / Page	10343 / 327
Map Reference	MB 37 PG 20-22
Instrument Date	Oct 31, 2022
Instrument	2022122411
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1042 VERNON LOOP, 1042, OVIEDO, FL 32765-6012

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1042 VERNON LOOP, OVIEDO, FL 32765-6012

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (+12.62%) Homeowner's exemption	$151,343 (+5.99%)	$322,029 (+1.11%) Land $94,000 Building $228,029
2023	$1,688.00 (+3.37%) Homeowner's exemption	$142,794 (+3%)	$318,492 (+10.57%) Land $94,000 Building $224,492
2022	$1,633.00 Homeowner's exemption	$138,635	$288,040 Land $81,000 Building $207,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	45 in force
Nearby Flood Claims	4 (2022)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OVIEDO serves 47,933 people · EPA ID FL3590970
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20