1. Home
  2. Florida
  3. Seminole County
  4. Oviedo
  5. Vernon Loop

1045 Vernon Loop, Oviedo, FL 32765 Property Records

Seminole County property record for 1045 Vernon Loop, Oviedo, FL 32765 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,232 sqft · built 1988
Lot Size0.126 acres (5,500 sqft)
OwnerCompany Name on File
Last Sale$100 (Aug 2016)
Tax Bill$4,765 (2025)
Deeds & MortgagesOct 2018 Sale
Oct 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN23-21-31-510-0000-0470

Property Details

APN / Parcel Number

Primary APN23-21-31-510-0000-0470
Alternative APN
  • 21312351000000470

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,232 sqft Living Area
Gross Area1,666 sqft
1st Floor Area1,152 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area116 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1045 VERNON LOOP
CityOVIEDO
StateFL
Zip32765-6013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 47 ALAFAYA WOODS PH 18 PB 37 PGS 20 TO 22
Legal Range31E
Legal Township21S
Legal Section23
Legal SubdivisionALAFAYA WOODS PH 18
Legal Tract510
Legal Lot Number47
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group1
Census Block1007
Census Tract21319

Owner

Source: Seminole County records · APN 23-21-31-510-0000-0470

Assessment roll updated December 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2018Grant Deed, Transfer
OS NATIONAL LLC
Oct 19, 2018Loan Modification, Mortgage · Line of Credit
MORGAN STANLEY MTG CAP HOLDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2016 · Amount on Record
Deed SaleAug 01, 2016 · Amount on Record
Prior SaleSep 30, 2015 · Amount on Record
Deed Book / Page8745 / 1070
Prior Transfer DateNov 01, 1989
Prior Transfer Doc2146001686
Record UpdatedSep 20, 2026

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSEMINOLE FL
Recording DateOct 17, 2018
Property Address1045 VERNON LOOP, OVIEDO, FL 32765-6013
Document Number0092331141
Book / Page009233 / 001141
Instrument DateOct 04, 2018
Instrument119527
Transaction TypeTransfer
Record UpdatedOct 31, 2018
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSEMINOLE FL
Recording DateOct 19, 2018
Property Address1045 VERNON LOOP, OVIEDO, FL 32765-6013
Document Number0092350404
Book / Page009235 / 000404
Instrument DateOct 04, 2018
Instrument120629
Transaction TypeMortgage
Record UpdatedNov 05, 2018
Title CompanyOS NATIONAL LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818

Mortgage

Document Number92350404
DateOct 19, 2018
Book Page009235/000404
Instrument120629
Lender
NameMORGAN STANLEY MTG CAP HOLDING
TypeMortgage Company
Address1585 BROADWAY # 24TH, NEW YORK, NY 10036-8200
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,765.00 (+19.33%)$282,564 (+1.5%) Land $94,000 Building $188,564$282,564 (+1.5%) Land $94,000 Building $188,564
2023$3,993.00 (+11.97%)$278,391 (+18.17%)$278,391 (+12.3%) Land $94,000 Building $184,391
2022$3,566.00$235,585$247,904 Land $81,000 Building $166,904

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213191, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 45 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies45 in force
Nearby Flood Claims4 (2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimNov 2022, Hurricane Nicole
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 676 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Nearby Properties on Vernon Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures