Carroll County property record for 1045 Hook Rd, Westminster, MD 21157 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,696 sqft · built 1980 |
| Lot Size | 4.78 acres (208,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (May 2010) |
| Tax Bill | $4,217 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-036328 |
| Primary APN | 04-036328 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,696 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 208,217 sqft (4.78 acres) |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 35 sqft |
| Deck Area | 183 sqft |
| Shed | 1 Shed |
| Shed Area | 1,680 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 036328 |
|---|---|
| Street Address | 1045 HOOK RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | - 4.78 AC SW OF HOOK RD S OF OGG SUMMIT |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 504201 |
Source: Carroll County records · APN 04-036328
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1045 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MAS ASSOCIATES LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI EQUITY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 12, 2010 · Amount on Record |
| Deed Sale | May 12, 2010 · Amount on Record |
| Prior Sale | Feb 07, 1986 · Amount on Record |
| Deed Document Number | 201092871 |
| Deed Book / Page | 6179 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1045 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Transaction Type | Mortgage |
| Record Updated | May 10, 2021 |
| Title Company | REAL SOURCE TITLE, RESOURCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0100850124 |
|---|---|
| Date | Feb 04, 2021 |
| Book Page | 10085/124 |
| Name | MAS ASSOCIATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | OWINGS MILLS, MD 21117 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1045 HOOK RD, WESTMINSTER, MD 21157-7336 |
| Document Number | 0095840169 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2020 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Name | Verified Name |
|---|---|
| Address | 1045 HOOK RD WESTMINSTER MD 211577336, WESTMINSTER, MD 21157-7336 |
| Document Number | 0095840169 |
|---|---|
| Date | Mar 02, 2020 |
| Book Page | 009584/000169 |
| Name | EQUITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | OWINGS MILLS, MD 21117 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $396,500 (+13.09%) | $447,100 (+20.45%) Land $228,900 Building $218,200 | |
| 2025 | $4,217.00 (+6.46%) Homeowner's exemption | ||
| 2023 | $3,961.00 Homeowner's exemption | $350,600 | $371,200 Land $188,900 Building $182,300 |
Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135042012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures