1040 Hook Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1040 Hook Rd, Westminster, MD 21157 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,944 sqft · built 1977
Lot Size	0.603 acres (26,266 sqft)
Owner	2 Company Names on File
Last Sale	$182,900 (Jan 2001)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-037316`

Property Details

APN / Parcel Number

Primary APN	`04-037316`
Alternative APNs	`4037316` `037316`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,944 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	26,266 sqft (0.603 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	239 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	037316
Street Address	1040 HOOK RD
City	WESTMINSTER
State	MD
Zip	21157-7345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 3 - 26266 SQ FT HOOK RD 15-83 SEC 1 PEPPERMINT PARK
Legal Subdivision	PEPPERMINT PARK
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	4, WOOLERYS
Census Block Group	2
Census Block	2003
Census Tract	504201

Owner

Source: Carroll County records · APN 04-037316

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1040 HOOK RD, WESTMINSTER, MD 21157-7345
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 09, 2001 · Amount on Record
Deed Sale	Jan 09, 2001 · Amount on Record
Prior Sale	Nov 29, 1993 · Amount on Record
Deed Document Number	20012713
Deed Book / Page	2458 / 187
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1040 HOOK RD, WESTMINSTER, MD 21157-7345
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0087400458
Date	Jul 05, 2017
Book Page	8740/0458
Instrument	8740-0458

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,067 (+23.4%)	$394,200 (+9.65%) Land $184,000 Building $210,200
2025	$1,244.00 (-63.38%) Homeowner's exemption
2023	$3,397.00 Homeowner's exemption	$300,700	$359,500 Land $144,100 Building $215,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240135042012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.