1043 Hook Rd, Westminster, MD 21157 Property Records

Carroll County property record for 1043 Hook Rd, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 1981
Square Footage	3,068 sqft Total Area
Lot Size	189,050 sqft (4.34 acres)
Garage	Mixed, 1,704 sqft
Pool	In-Ground Vinyl Pool
Occupancy	Owner Occupied
Tax Bill	$5,881.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`04-039335`
Alternative APNs	`4039335` `039335`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,068 sqft Total Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	189,050 sqft (4.34 acres)
Parking Spaces	6 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,704 sqft Garage

Exterior Amenities

Pool Type	In-Ground Vinyl Pool Pool Type
Pool Area	828 sqft Pool
Deck Area	182 sqft Deck
Porch Area	358 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	039335
Street Address	1043 HOOK RD
City	WESTMINSTER
State	MD
Zip	21157-7336
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT - 4.34 ACS 1043 HOOK RD S OF OGG SUMMIT
Jurisdiction	CARROLL MD
Minor Civil Division	4, WOOLERYS
Census Blockgroup	2
Census Block	2001
Census Tract	504201

Owner

Source: Carroll County records · APN 04-039335

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1043 HOOK RD, WESTMINSTER, MD 21157-7336
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1043 HOOK RD, WESTMINSTER, MD 21157-7336
Document Number	0089970068
Instrument Date	Apr 16, 2018
Transaction Type	Mortgage
Record Updated	May 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	1043 HOOK RD WESTMINSTER MD 211577336, WESTMINSTER, MD 21157-7336

Mortgage

Document Number	0089970068
Date	Apr 26, 2018
Book Page	008997/000068

Lender

Name	THIRD FED'L S&L/CLEVELAND
Type	Federal Savings Bank (FSB)
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 25, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$599,533 (+22.76%)	$660,000 (+15.93%) Land $226,700 Building $433,300
2025	$5,881.00 (+6.58%) Homeowner's exemption
2023	$5,518.00 Homeowner's exemption	$488,367	$569,300 Land $186,700 Building $382,600

Flood & Wildfire

1043 Hook Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.