1045 Backer Way, Reno, NV 89523 Property Records

Washoe County property record for 1045 Backer Way, Reno, NV 89523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,202 sqft · built 1990
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Feb 2018)
Tax Bill	$1,906 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-623-11`

Property Details

APN / Parcel Number

Primary APN	`039-623-11`
Alternative APN	`76434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,799 sqft
1st Floor Area	1,202 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,578 sqft (0.151 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Concrete/Masonry Porch
Porch Area	90 sqft
Deck Area	120 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1045 BACKER WAY
City	RENO
State	NV
Zip	89523-2538
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	BACKER TRUST PROPERTY 2 LT 82 BLK F
Legal Subdivision	BACKER TRUST PROPERTY 2
Legal Block	F
Legal Lot Number	82
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	1
Census Block	1006
Census Tract	2411

Owner

Source: Washoe County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1045 BACKER WAY, RENO, NV 89523-2538
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 10, 2018	Deed of Trust, Mortgage GUILD MORTGAGE CO
Feb 5, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Mar 15, 2010 · Amount on Record
Deed Document Number	20184785556
Prior Transfer Date	Dec 5, 1996
Prior Transfer Doc	0002063969
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1045 BACKER WAY, RENO, NV 89523-2538
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005144413
Date	Feb 22, 2021
Instrument	5144413

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1045 BACKER WAY, RENO, NV 89523-2538
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELIANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004830568
Date	Jul 10, 2018
Instrument	4830568

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded

February 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Feb 5, 2018
Property Address	1045 BACKER WAY, RENO, NV 89523-2538
Document Number	0004785556
Map Reference	MAP2665 FILE1386518
Instrument Date	Jan 30, 2017
Instrument	4785556
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	RELIANT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1045 BACKER WAY, RENO, NV 89523-2538

Mortgage

Document Number	0004785557
Date	Feb 5, 2018
Instrument	4785557

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Mortgage

Document Number	0004785558
Date	Feb 5, 2018
Instrument	4785558

Lender

Name	NEVADA HOUSING DIVISION
Type	Government Agency
Address	CARSON CITY, NV 89706

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,161 (-1.43%) Land $39,340 Building $39,821
2025	$1,906.00 (-12.73%)	$80,306 (+4.13%) Land $39,340 Building $40,966	$229,446 (+4.13%) Land $112,400 Building $117,046
2023	$2,184.00	$77,121 Land $37,520 Building $39,601	$220,345 (+39.9%) Land $107,200 Building $113,145
2021			$157,500 Land $62,100 Building $95,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Net NV, T-Mobile.

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