1040 Backer Way, Reno, NV 89523 Property Records

Washoe County property record for 1040 Backer Way, Reno, NV 89523

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,552 sqft · built 1990
Lot Size	0.109 acres (4,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jan 2019)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-621-05`

Property Details

APN / Parcel Number

Primary APN	`039-621-05`
Alternative APN	`76406`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	1,552 sqft Living Area
Gross Area	2,015 sqft
1st Floor Area	817 sqft
2nd Floor Area	735 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	4,748 sqft (0.109 acres)
Garage Type	Attached
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Concrete/Masonry Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1040 BACKER WAY
City	RENO
State	NV
Zip	89523-2536
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	BACKER TRUST PROPERTY 2 LT 32 BLK C
Legal Subdivision	BACKER TRUST PROPERTY 2
Legal Block	C
Legal Lot Number	32
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	1
Census Block	1004
Census Tract	2411

Owner

Source: Washoe County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1040 BACKER WAY, RENO, NV 89523-2536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED FCU
Jan 18, 2019	Grant Deed, Transfer · Conventional Mortgage ONE NV CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2019 · Amount on Record
Deed Sale	Jan 18, 2019 · Amount on Record
Prior Sale	May 28, 2009
Deed Document Number	20194881974
Prior Transfer Date	Aug 16, 1996
Prior Transfer Doc	0002028635
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	1040 BACKER WAY, RENO, NV 89523-2536
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005069387
Date	Aug 26, 2020
Instrument	5069387

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Jan 18, 2019
Property Address	1040 BACKER WAY, RENO, NV 89523-2536
Document Number	0004881974
Instrument Date	Jan 14, 2019
Instrument	4881974
Transaction Type	Transfer
Record Updated	Jan 29, 2019
Title Company	TICOR TITLE-RENO (MAIN)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,476.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1040 BACKER WAY RENO NV 895232536, RENO, NV 89523-2536

Mortgage

Document Number	4881975
Date	Jan 18, 2019
Instrument	4881975

Lender

Name	ONE NV CU
Type	Credit Union
Address	LAS VEGAS, NV 89121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2049

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,962 (-1.39%) Land $39,340 Building $44,622
2025	$1,852.00 (-20.69%)	$85,148 (+3.89%) Land $39,340 Building $45,808	$243,280 (+3.89%) Land $112,400 Building $130,880
2023	$2,335.00	$81,956 Land $37,520 Building $44,436	$234,161 (+38.73%) Land $107,200 Building $126,961
2021			$168,793 Land $62,100 Building $106,693

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: AT&T, Net NV, T-Mobile.

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