1043 E John Beers Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1043 E John Beers Rd, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,880 sqft · built 2004
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on File
Tax Bill	$8,792 (2025)
Deeds & Mortgages	Jan 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-0020-0017-01-4`

Property Details

APN / Parcel Number

Primary APN	`17-0020-0017-01-4`
Alternative APN	`11-17-0020-0017-01-4`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	4,880 sqft Living Area
1st Floor Area	2,840 sqft
Basement Area	2,840 sqft
Unfinished Basement	2,840 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	653,400 sqft (15 acres)
Garage Area	1,896 sqft
Parking Spaces	7 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1039 E JOHN BEERS RD
City	SAINT JOSEPH
State	MI
Zip	49085-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A - AG
Legal Description	THE E1/2 OF SW1/4 OF SW1/4 SEC 20 T5S R18W EXC TH W 8 RDS THEREOF ALSO EXC TH PMRR R/W OFF THE EAST SIDE THEREOF
Legal Range	18W
Legal Township	05S
Legal Section	20
Jurisdiction	BERRIEN MI
Township / Civil Division	ROYALTON
Census Block Group	1
Census Block	1022
Census Tract	1800

Owner

1043 E John Beers Rd is owned and occupied by two individuals.

Source: Berrien County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1039 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9334
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1039 E JOHN BEERS RD, SAINT JOSEPH, MI 49085-9334
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02575/2068
Date	Jan 11, 2005
Book Page	2575/2068

Lender

Name	FIRST RESOURCE FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Amount	Amount on Record
Term	366 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1043 E John Beers Rd was $8,792 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Royalton Township
Unified School District	Lakeshore School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,400	$1,124,800
2025	$8,792.00
2023		$445,100	$890,200
2022	$7,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1043 E John Beers Rd in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	21 (1982–2018)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 E John Beers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20