10424 Kinloch Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10424 Kinloch Rd, Silver Spring, MD 20903

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,899 sqft · built 1964
Lot Size0.241 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$203,500 (Jun 1999)
Tax Bill$5,193 (2025)
Deeds & MortgagesMay 2020 Mortgage
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00284653

Property Details

APN / Parcel Number

Primary APN05-00284653
Alternative APN
  • 00284653

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,899 sqft Living Area
1st Floor Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleBi-Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.241 acres)
PorchOpen Porch
Porch Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00284653
Street Address10424 KINLOCH RD
CitySILVER SPRING
StateMD
Zip20903-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionHILLANDALE
Legal SubdivisionHILLANDALE
Legal Block18
Legal Lot Number5
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1018
Census Tract701509

Owner

10424 Kinloch Rd is owned and occupied by two individuals who bought it in June 1999.

Source: Montgomery County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10424 KINLOCH RD, SILVER SPRING, MD 20903-1512
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jul 30, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 7, 1999 · Amount on File
Deed SaleJun 7, 1999 · Amount on File
Prior SaleNov 22, 1993 · Amount on File
Deed Document Number1999147928
Deed Book / Page17163 / 76
Record UpdatedSep 20, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10424 KINLOCH RD, SILVER SPRING, MD 20903-1512
Document Number0601980101
Instrument DateMay 27, 2020
Transaction TypeMortgage
Record UpdatedAug 31, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10424 KINLOCH RD SILVER SPRING MD 209031512, SILVER SPRING, MD 20903-1512

Mortgage

Document Number0601980101
DateAug 5, 2020
Book Page060198/000101
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 4, 2050

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10424 KINLOCH RD, SILVER SPRING, MD 20903-1512
Document Number0565220239
Instrument DateJul 30, 2018
Transaction TypeMortgage
Record UpdatedSep 10, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10424 KINLOCH RD SILVER SPRING MD 209031512, SILVER SPRING, MD 20903-1512

Mortgage

Document Number0565220239
DateAug 27, 2018
Book Page056522/000239
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueAug 26, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10424 Kinloch Rd was $5,193.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$463,700 (+5.34%) Land $218,800 Building $244,900$463,700 (-) Land $218,800 Building $244,900
2025$5,193.00$440,200$463,700 Land $218,800 Building $244,900
2023$393,200 Land $218,800 Building $174,400$393,200 Land $218,800 Building $174,400
2022$4,300.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10424 Kinloch Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimJul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10424 Kinloch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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