10416 Kinloch Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10416 Kinloch Rd, Silver Spring, MD 20903

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,221 sqft · built 1964
Lot Size0.23 acres (10,036 sqft)
Owner2 Individual Names on File
Last Sale$224,000 (Nov 1997)
Tax Bill$5,471 (2025)
Deeds & MortgagesAug 2017 Mortgage
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN05-00287053

Property Details

APN / Parcel Number

Primary APN05-00287053
Alternative APN
  • 00287053

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,221 sqft Living Area
1st Floor Area1,669 sqft
Basement Area552 sqft
Finished Basement552 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialComposition Shingle
Lot Area10,036 sqft (0.23 acres)
PorchOpen Porch
Porch Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number00287053
Street Address10416 KINLOCH RD
CitySILVER SPRING
StateMD
Zip20903-1512
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR90
Legal DescriptionHILLANDALE
Legal SubdivisionHILLANDALE
Legal Block18
Legal Lot Number3
JurisdictionMONTGOMERY MD
Township / Civil Division5
Census Block Group1
Census Block1018
Census Tract701509

Owner

Source: Montgomery County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10416 KINLOCH RD, SILVER SPRING, MD 20903-1512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
PROVIDENT FUNDING ASSOCIATED LP
Dec 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREENWAY FUNDING GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 6, 1997 · Amount on Record
Deed SaleNov 6, 1997 · Amount on Record
Deed Document Number1997104157
Deed Book / Page15283 / 48
Record UpdatedSep 20, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10416 KINLOCH RD, SILVER SPRING, MD 20903-1512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0547250431
DateAug 15, 2017
Book Page54725/431
Lender
NamePROVIDENT FUNDING ASSOCIATED LP
TypeNon-Lending Institution
AddressRICHMOND, VA 23219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address10416 KINLOCH RD, SILVER SPRING, MD 20903-1512
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10416 KINLOCH RD, SILVER SPRING, MD 20903-1512

Mortgage

Document Number0612600432
DateDec 3, 2020
Book Page61260/432
Lender
NameGREENWAY FUNDING GROUP INC
TypeMortgage Company
AddressPOTOMAC, MD 20854
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2050

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$490,300 (+5.59%) Land $217,500 Building $272,800$490,300 (-) Land $217,500 Building $272,800
2025$5,471.00 (+21.25%)$464,333 (+12.59%)$490,300 (+18.89%) Land $217,500 Building $272,800
2023$412,400 Land $217,500 Building $194,900$412,400 Land $217,500 Building $194,900
2022$4,512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2004)
Most Recent ClaimJul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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