10506 Kinloch Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10506 Kinloch Rd, Silver Spring, MD 20903

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,478 sqft · built 1953
Lot Size	0.55 acres (23,965 sqft)
Owner	2 Individual Names on Record
Last Sale	$695,000 (Jul 2023)
Tax Bill	$6,733 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00286914`

Property Details

APN / Parcel Number

Primary APN	`05-00286914`
Alternative APN	`00286914`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,478 sqft Living Area
Gross Area	2,751 sqft
1st Floor Area	1,533 sqft
Basement Area	945 sqft
Finished Basement	945 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	23,965 sqft (0.55 acres)
Garage Type	Attached
Garage Area	273 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Patio Area	410 sqft
Shed	1 Shed
Shed Area	81 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00286914
Street Address	10506 KINLOCH RD
City	SILVER SPRING
State	MD
Zip	20903-1222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	HILLANDALE
Legal Subdivision	HILLANDALE
Legal Block	14
Legal Lot Number	19
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1004
Census Tract	701509

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10506 KINLOCH RD, SILVER SPRING, MD 20903-1222
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2023 · Amount on Record
Deed Sale	Jul 14, 2023 · Amount on Record
Prior Sale	Apr 30, 2013 · Amount on Record
Deed Book / Page	67189 / 191
Record Updated	Sep 20, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 14, 2023
Property Address	10506 KINLOCH RD, SILVER SPRING, MD 20903-1222
Document Number	0671890191
Book / Page	67189 / 191
Map Reference	MB 38 PL 2669
Instrument Date	Jul 5, 2023
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	ALLIED TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10506 KINLOCH RD, SILVER SPRING, MD 20903-1222

Mortgage

Document Number	0067189199
Date	Jul 14, 2023
Instrument	67189/199

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$646,800 (+10.7%) Land $245,400 Building $401,400	$646,800 (-) Land $245,400 Building $401,400
2025	$6,733.00 (+37.35%)	$584,267 (+27.24%)	$646,800 (+40.85%) Land $245,400 Building $401,400
2023		$459,200 (+2.55%) Land $245,400 Building $213,800	$459,200 (-) Land $245,400 Building $213,800
2022	$4,902.00 Homeowner's exemption	$447,800	$459,200 Land $245,400 Building $213,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250