10423 Kinloch Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10423 Kinloch Rd, Silver Spring, MD 20903

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,950 sqft · built 1964
Lot Size	0.279 acres (12,147 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2003)
Tax Bill	$5,335 (2025)
Deeds & Mortgages	Jul 2023 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00284505`

Property Details

APN / Parcel Number

Primary APN	`05-00284505`
Alternative APN	`00284505`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,950 sqft Living Area
1st Floor Area	1,316 sqft
Basement Area	634 sqft
Finished Basement	634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	12,147 sqft (0.279 acres)
Porch	Open Porch
Porch Area	96 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00284505
Street Address	10423 KINLOCH RD
City	SILVER SPRING
State	MD
Zip	20903-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	HILLANDALE
Legal Subdivision	HILLANDALE
Legal Block	19
Legal Lot Number	10
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1017
Census Tract	701509

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10423 KINLOCH RD, SILVER SPRING, MD 20903-1513
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2003 · Amount on Record
Deed Sale	Jun 10, 2003 · Amount on Record
Deed Document Number	2003273652
Last Transfer Date	Jul 17, 2023
Transfer Doc	0672160420
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTGOMERY MD
Recording Date	Jul 24, 2023
Property Address	10423 KINLOCH RD, SILVER SPRING, MD 20903-1513
Document Number	0672160420
Book / Page	67216 / 420
Map Reference	MB 71 PL 6769
Instrument Date	Jul 17, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10423 KINLOCH RD, SILVER SPRING, MD 20903-1513

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10423 KINLOCH RD, SILVER SPRING, MD 20903-1513

Mortgage

Document Number	0067216424
Date	Jul 24, 2023
Instrument	67216/424

Lender

Name	FIDELITY NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 20, 2043

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,200 (+6.12%) Land $223,100 Building $257,100	$480,200 (-) Land $223,100 Building $257,100
2025	$5,335.00 (-5.09%)	$452,500 (+13.95%)	$480,200 (+20.93%) Land $223,100 Building $257,100
2024	$5,621.00 (+29.43%)
2023		$397,100 (-) Land $223,100 Building $174,000	$397,100 (-) Land $223,100 Building $174,000
2022	$4,343.00 Homeowner's exemption	$397,100 Land $223,100 Building $174,000	$397,100 Land $223,100 Building $174,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250