Montgomery County property record for 10412 Kinloch Rd, Silver Spring, MD 20903
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,293 sqft · built 1964 |
| Lot Size | 0.213 acres (9,279 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $680,000 (Jul 2025) |
| Tax Bill | $6,329 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Sep 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00288035 |
| Primary APN | 05-00288035 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,293 sqft Living Area |
| Gross Area | 3,178 sqft |
| 1st Floor Area | 1,495 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,279 sqft (0.213 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Patio Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00288035 |
|---|---|
| Street Address | 10412 KINLOCH RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20903-1512 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | HILLANDALE |
| Legal Subdivision | HILLANDALE |
| Legal Block | 18 |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 701509 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10412 KINLOCH RD, SILVER SPRING, MD 20903-1512 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEW FED MORTGAGE CORP |
| Sep 25, 2018 | Loan Modification, Mortgage · Conventional Mortgage SANDY SPRING BK |
| Mar 23, 2018 | Loan Modification, Mortgage · Line of Credit SANDY SPRING BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2025 · Amount on Record |
| Deed Sale | Jul 30, 2025 · Amount on Record |
| Prior Sale | Dec 14, 2009 · Amount on Record |
| Deed Book / Page | 69438 / 191 |
| Transfer Doc | 0195170435 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10412 KINLOCH RD, SILVER SPRING, MD 20903-1512 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0578440418 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 57844/418 |
| Name | NEW FED MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DANVERS, MA 01923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10412 KINLOCH RD, SILVER SPRING, MD 20903-1512 |
| Document Number | 0567570354 |
| Instrument Date | Sep 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2018 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10412 KINLOCH RD SILVER SPRING MD 209031512, SILVER SPRING, MD 20903-1512 |
| Document Number | 0567570354 |
|---|---|
| Date | Oct 17, 2018 |
| Book Page | 056757/000354 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 16, 2058 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 10412 KINLOCH RD, SILVER SPRING, MD 20903-1512 |
| Document Number | 0559140181 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2018 |
| Title Company | MARYLAND TITLE CENTER LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10412 KINLOCH RD SILVER SPRING MD 209031512, SILVER SPRING, MD 20903-1512 |
| Document Number | 0559140181 |
|---|---|
| Date | Apr 19, 2018 |
| Book Page | 055914/000181 |
| Name | SANDY SPRING BK |
|---|---|
| Type | Bank |
| Address | OLNEY, MD 20832 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 18, 2058 |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $573,600 (+6.45%) Land $214,100 Building $359,500 | $573,600 (-) Land $214,100 Building $359,500 | |
| 2025 | $6,329.00 (-3.12%) | $538,833 (+14.82%) | $573,600 (+22.22%) Land $214,100 Building $359,500 |
| 2024 | $6,533.00 (+32.25%) | ||
| 2023 | $469,300 Land $214,100 Building $255,200 | $469,300 Land $214,100 Building $255,200 | |
| 2022 | $4,940.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Most Recent Claim | Jul 2004 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures