10404 Kinloch Rd, Silver Spring, MD 20903 Property Records

Montgomery County property record for 10404 Kinloch Rd, Silver Spring, MD 20903

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,476 sqft · built 1963
Lot Size	0.235 acres (10,252 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Sep 1991)
Tax Bill	$6,141 (2025)
Flood Zone	Zone X (minimal risk)
APN	`05-00287348`

Property Details

APN / Parcel Number

Primary APN	`05-00287348`
Alternative APN	`00287348`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,476 sqft Living Area
Gross Area	2,773 sqft
1st Floor Area	1,014 sqft
Basement Area	487 sqft
Finished Basement	487 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,252 sqft (0.235 acres)
Garage Type	Attached
Garage Area	297 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	389 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00287348
Street Address	10404 KINLOCH RD
City	SILVER SPRING
State	MD
Zip	20903-1510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	HILLANDALE
Legal Subdivision	HILLANDALE
Legal Block	16
Legal Lot Number	15
Jurisdiction	MONTGOMERY MD
Township / Civil Division	5
Census Block Group	1
Census Block	1014
Census Tract	701509

Owner

10404 Kinloch Rd is owned and occupied by two individuals who bought it in September 1991.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10404 KINLOCH RD, SILVER SPRING, MD 20903-1510
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 1991 · Amount on File
Deed Sale	Sep 24, 1991 · Amount on File
Deed Book / Page	9946 / 209
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 10404 Kinloch Rd was $6,141.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,500 (-) Land $218,100 Building $304,400	$522,500 (-) Land $218,100 Building $304,400
2025	$6,141.00	$522,500 Land $218,100 Building $304,400	$522,500 Land $218,100 Building $304,400
2023		$543,200 Land $218,100 Building $325,100	$543,200 Land $218,100 Building $325,100
2022	$5,610.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10404 Kinloch Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	Jul 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10404 Kinloch Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000