Genesee County property record for 10414 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,873 sqft · built 1971 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $124,000 (Jun 2013) |
| Tax Bill | $2,911 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-33-300-016 |
| Primary APN | 10-33-300-016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,873 sqft Living Area |
| 1st Floor Area | 1,817 sqft |
| Basement Area | 1,609 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10414 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | E 330 FT OF S 660 FT OF W 1/2 OF SW 1/4 SEC 33 T6N R5E |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 33 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12801 |
10414 Ray Rd is owned and occupied by an individual who bought it in June 2013.
Source: Genesee County records, as of October 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10414 RAY RD, GAINES, MI 48436-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2013 · Amount on File |
| Deed Sale | Jun 14, 2013 · Amount on File |
| Deed Document Number | 201383158 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10414 Ray Rd was $2,911 with a homeowner's exemption, up 2% from the year before.
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,300 (+7.3%) Land $28,500 Building $103,800 | $264,600 (+7.3%) Land $57,000 Building $207,600 | |
| 2025 | $2,911.00 (+2.03%) Homeowner's exemption | $123,300 | $246,600 |
| 2024 | $2,853.00 | ||
| 2023 | $111,200 | $222,400 | |
| 2019 | $2,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10414 Ray Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10414 Ray Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: AT&T, Verizon.
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