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10271 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 10271 Ray Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,140 sqft · built 1991
Lot Size1.89 acres (82,328 sqft)
Owner2 Individual Names on File
Tax Bill$1,099 (2025)
Deeds & MortgagesMay 2021 Transfer
Flood ZoneZone X (minimal risk)
APN01-04-100-005

Property Details

APN / Parcel Number

Primary APN01-04-100-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,140 sqft Living Area
1st Floor Area2,140 sqft
Basement Area1,852 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Lot Area82,328 sqft (1.89 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address10271 RAY RD
CityGAINES
StateMI
Zip48436-9756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionA PARCEL OF LAND BEG E 2152.26 FT FROM NW COR OF SEC TH E 250 FT TH S 1 DEG 09 MIN W 330 FT TH W 250 FT TH N 1 DEG 09 MIN E
Legal Range05E
Legal Township05N
Legal Section04
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1004
Census Tract13001

Owner

Source: Genesee County records · APN 01-04-100-005

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10271 RAY RD, GAINES, MI 48436-9756
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateMay 07, 2025
Transfer Doc0000000107
Record UpdatedSep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateMay 05, 2021
Property Address10271 RAY RD, GAINES, MI 48436-9756
Document Number202105050045490
Instrument DateMay 05, 2021
Instrument202105050045490
Transaction TypeTransfer
Record UpdatedJun 08, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10271 RAY RD, GAINES, MI 48436-9756

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,099.00 (-68.24%) Homeowner's exemption$179,600 (+17.85%)$359,200 (+17.85%)
2024$3,460.00 (+39.57%)
2023$152,400$304,800
2019$2,479.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 19, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		25 / 3

May also be available: AT&T, Verizon.

Based on FCC filings for 10 locations within half a mile of this property.

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