10311 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 10311 Ray Rd, Gaines, MI 48436

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,186 sqft · built 1900
Lot Size11.1 acres (483,952 sqft)
OwnerCompany Name on Record
Last Sale$173,000 (Aug 2001)
Tax Bill$3,275 (2025)
Deeds & MortgagesApr 2022 Transfer
Flood ZoneZone X (minimal risk)
APN01-04-100-004

Property Details

APN / Parcel Number

Primary APN01-04-100-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,186 sqft Living Area
1st Floor Area1,310 sqft
Basement Area985 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area483,952 sqft (11.1 acres)
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Street Address10311 RAY RD
CityGAINES
StateMI
Zip48436-9756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionA PARCEL OF LAND BEG E 1649.74 FT FROM NW COR OF SEC TH E 502.52 FT TH S 1 DEG 09 MIN W 330 FT TH E 250 FT TH S 1 DEG 09 MIN
Legal Range05E
Legal Township05N
Legal Section04
JurisdictionGENESEE MI
Township / Civil DivisionARGENTINE
Census Block Group1
Census Block1004
Census Tract13001

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10311 RAY RD, GAINES, MI 48436-9756
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2001 · Amount on Record
Deed SaleAug 16, 2001 · Amount on Record
Deed Document Number200182350
Last Transfer DateApr 14, 2022
Transfer Doc0000030937
Record UpdatedOct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGENESEE MI
Recording DateApr 19, 2022
Property Address10311 RAY RD, GAINES, MI 48436-9756
Document Number0000030937
Instrument DateApr 14, 2022
Instrument202204190030937
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address10311 RAY RD, GAINES, MI 48436-9756

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionArgentine Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$225,300 (+5.53%) Land $53,600 Building $171,700$450,600 (+5.53%) Land $107,200 Building $343,400
2025$3,275.00 (+2.96%) Homeowner's exemption$213,500 (+14.05%)$427,000 (+14.05%)
2024$3,181.00 (+51.4%)
2023$187,200$374,400
2019$2,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 85% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

May also be available: AT&T, Verizon.

Nearby Properties on Ray Rd

Nearby Streets

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