Genesee County property record for 10480 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,796 sqft · built 2001 |
| Lot Size | 3.35 acres (145,926 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $91,500 (Oct 2014) |
| Tax Bill | $3,887 (2025) |
| Deeds & Mortgages | Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-33-300-012 |
| Primary APN | 10-33-300-012 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,796 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,796 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch |
| Lot Area | 145,926 sqft (3.35 acres) |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 10480 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-1 |
| Legal Description | A PARCEL OF LAND BEG 330 FT E OF SW COR OF SEC TH E 221 FT TH N 2 DEG 15 MIN 30 SEC W 660 FT TH W 221 FT TH S 2 DEG 15 MIN 30 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 33 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10480 RAY RD, GAINES, MI 48436-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on Record |
| Deed Sale | Oct 22, 2014 · Amount on Record |
| Prior Sale | Feb 11, 2010 · Amount on Record |
| Deed Document Number | 201473662 |
| Last Transfer Date | Jul 24, 2025 |
| Transfer Doc | 0000003395 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Oct 30, 2019 |
| Property Address | 10480 RAY RD, GAINES, MI 48436-9607 |
| Document Number | 0000068592 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 68592 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10480 RAY RD GAINES MI 484369607, GAINES, MI 48436-9607 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $179,900 (+7.34%) Land $24,000 Building $155,900 | $359,800 (+7.34%) Land $48,000 Building $311,800 | |
| 2025 | $3,887.00 (+2.75%) Homeowner's exemption | $167,600 (+8.06%) | $335,200 (+8.06%) |
| 2024 | $3,783.00 (+31.63%) | ||
| 2023 | $155,100 | $310,200 | |
| 2019 | $2,874.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 25 / 3 |
May also be available: Frontier, Spectrum, Verizon.
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