1041 Ridgewood Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1041 Ridgewood Ln, Saint Augustine, FL 32086

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,679 sqft · built 2004
Lot Size0.16 acres (6,969 sqft)
OwnerIndividual Name on Record
Last Sale$154,800 (May 2004)
Tax Bill$2,032 (2025)
Deeds & MortgagesMay 2020 Transfer
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN181752-0600

Property Details

APN / Parcel Number

Primary APN181752-0600

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,679 sqft Living Area
Gross Area2,075 sqft
1st Floor Area1,403 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,969 sqft (0.16 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchFlorida Room
Porch Area317 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1041 RIDGEWOOD LN
CitySAINT AUGUSTINE
StateFL
Zip32086-3237
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 60 OR2197/1156 & 4593/1653(S/A) & 4777/356(D/C) & 4950/469(L/E)
Legal Range30E
Legal Township08S
Legal Section18
Legal SubdivisionSOUTHWOOD PUD PHASE 1B PHASE A
Legal Phase1B
Legal Block2
Legal Lot Number60
JurisdictionST JOHNS FL
Township / Civil DivisionMATANZAS
Census Block Group2
Census Block2002
Census Tract21210

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1041 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 6, 2019Deed of Trust, Mortgage · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 13, 2004 · Amount on Record
Deed SaleMay 13, 2004 · Amount on Record
Prior SaleJun 17, 2003 · Amount on Record
Deed Document Number200435655
Deed Book / Page2197 / 1156
Last Transfer DateMay 13, 2020
Transfer Doc0049500469
Record UpdatedSep 20, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateMay 27, 2020
Property Address1041 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237
Document Number0049500469
Book / Page004950 / 000469
Instrument DateMay 13, 2020
Instrument40304
Transaction TypeTransfer
Record UpdatedJul 16, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address136 DOLPHIN ST MOYOCK NC 279589392, MOYOCK, NC 27958-9392

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1041 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237
Document Number0047770364
Instrument DateAug 6, 2019
Transaction TypeMortgage
Record UpdatedAug 22, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1041 RIDGEWOOD LN ST AUGUSTINE FL 320863237, ST AUGUSTINE, FL 32086-3237

Mortgage

Document Number0047770364
DateAug 13, 2019
Book Page004777/000364
Instrument59452
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$174,410 (+2.7%)$289,214 (-4.91%) Land $80,000 Building $209,214
2025$2,032.00 (+15.06%) Homeowner's exemption Widower's exemption$169,825 (+5.99%)$304,157 (+6.41%) Land $80,000 Building $224,157
2024$1,766.00 (+2.38%)
2023$1,725.00 (+0.47%) Homeowner's exemption Widower's exemption$160,232 (+3%)$285,831 (+4.4%) Land $80,000 Building $205,831
2022$1,717.00 Homeowner's exemption Widower's exemption$155,565$273,797 Land $72,800 Building $200,997

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 102 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies102 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-CR214 MAINLAND WTP
serves 66,953 people · EPA ID FL2554447
Water SourceGroundwater
Last State InspectionAug 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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