St. Johns County property record for 1045 Ridgewood Ln, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,912 sqft · built 2004 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $255,000 (Apr 2018) |
| Tax Bill | $3,077 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181752-0610 |
| Primary APN | 181752-0610 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,912 sqft Living Area |
| Gross Area | 2,523 sqft |
| 1st Floor Area | 1,912 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 206 sqft |
| Patio Area | 40 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1045 RIDGEWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 61 OR4538/767 & 5125/1866(Q/C) & 6023/1873 (L/E) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | SOUTHWOOD PUD PHASE 1B PHASE A |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 61 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21210 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1045 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Dec 15, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Mar 22, 2004 · Amount on Record |
| Deed Document Number | 201828759 |
| Deed Book / Page | 4538 / 767 |
| Last Transfer Date | Sep 19, 2024 |
| Transfer Doc | 0060231873 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1045 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0049250729 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 4925/729 |
| Instrument | 2020030144 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 1045 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237 |
| Document Number | 0051251866 |
| Book / Page | 005125 / 001866 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 114419 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 4008 GUILFORD CT NW CONCORD NC 280274503, CONCORD, NC 28027-4503 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 30, 2018 |
| Property Address | 1045 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237 |
| Document Number | 0045380767 |
| Book / Page | 4538 / 0767 |
| Map Reference | MB42 PG9-13 |
| Instrument Date | Apr 26, 2018 |
| Instrument | 2018028759 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | PARADISE TITLE OF ST AUGUSTI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 312 KIMBERLY AVE, 312, MUSCLE SHOALS, AL 35661-3767 |
| Name | Verified Name |
|---|---|
| Address | 1045 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237 |
| Document Number | 2018028760 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 2018028760 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $254,127 (+2.7%) | $330,253 (-6.44%) Land $80,000 Building $250,253 | |
| 2025 | $3,077.00 (+10.92%) Homeowner's exemption Widower's exemption | $247,446 (+5.99%) | $352,977 (+3.1%) Land $80,000 Building $272,977 |
| 2024 | $2,774.00 (+2.06%) | ||
| 2023 | $2,718.00 (+3.19%) Homeowner's exemption | $233,468 (+3%) | $342,349 (+4.49%) Land $80,000 Building $262,349 |
| 2022 | $2,634.00 Homeowner's exemption | $226,668 | $327,648 Land $72,800 Building $254,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures