1049 Ridgewood Ln, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1049 Ridgewood Ln, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,616 sqft · built 2004
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,400 (May 2004)
Tax Bill	$2,228 (2025)
Deeds & Mortgages	Dec 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`181752-0620`

Property Details

APN / Parcel Number

Primary APN	`181752-0620`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,616 sqft Living Area
Gross Area	2,180 sqft
1st Floor Area	1,616 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	444 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	216 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1049 RIDGEWOOD LN
City	SAINT AUGUSTINE
State	FL
Zip	32086-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 62 OR2190/392
Legal Range	30E
Legal Township	08S
Legal Section	18
Legal Subdivision	SOUTHWOOD PUD PHASE 1B PHASE A
Legal Phase	1B
Legal Block	2
Legal Lot Number	62
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	2
Census Block	2002
Census Tract	21210

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1049 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2004 · Amount on Record
Deed Sale	May 3, 2004 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	200432645
Deed Book / Page	2190 / 392
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1049 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3237
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1049 RIDGEWOOD LN, ST AUGUSTINE, FL 32086-3237

Mortgage

Document Number	0056800716
Date	Dec 15, 2022
Book Page	5680/716
Instrument	2022112881

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,233 (+2.7%)	$301,238 (-4.77%) Land $80,000 Building $221,238
2025	$2,228.00 (+14.55%) Homeowner's exemption	$179,389 (+2.9%)	$316,339 (-1.7%) Land $80,000 Building $236,339
2024	$1,945.00 (+2.21%) Homeowner's exemption	$174,333 (+3%)	$321,803 (+4.94%) Land $80,000 Building $241,803
2023	$1,903.00 (+3.65%) Homeowner's exemption	$169,255 (+3%)	$306,663 (+3.67%) Land $80,000 Building $226,663
2022	$1,836.00 Homeowner's exemption	$164,325	$295,810 Land $72,800 Building $223,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 102 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	102 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20