St. Johns County property record for 1032 Ridgewood Ln, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,581 sqft · built 2003 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $354,900 (Oct 2021) |
| Tax Bill | $4,081 (2025) |
| Deeds & Mortgages | Dec 2021 Sale Oct 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181752-0120 |
| Primary APN | 181752-0120 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| Gross Area | 2,191 sqft |
| 1st Floor Area | 1,581 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 273 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1032 RIDGEWOOD LN |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-3228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 42/9-13 SOUTHWOOD PUD PHASE 1B PHASE A LOT 12 OR5400/1037 & 5440/1547 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 18 |
| Legal Subdivision | SOUTHWOOD PUD PHASE 1B PHASE A |
| Legal Phase | 1B |
| Legal Block | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 21210 |
Source: St. Johns County records · APN 181752-0120
Assessment roll updated April 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1032 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Dec 08, 2021 | Deed, Transfer |
| Oct 22, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Aug 18, 2021 | Warranty Deed, Transfer · Commercial Mortgage GOLDMAN SACHS BANK USA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2021 · Amount on Record |
| Deed Sale | Oct 22, 2021 · Amount on Record |
| Prior Sale | Aug 18, 2021 · Amount on Record |
| Deed Document Number | 2021115173 |
| Deed Book / Page | 5400 / 1037 |
| Last Transfer Date | Dec 02, 2021 |
| Transfer Doc | 0054401547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 08, 2021 |
| Property Address | 1032 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3228 |
| Document Number | 0054401547 |
| Book / Page | 5440 / 1547 |
| Map Reference | MB 42 PG 9-13 |
| Instrument Date | Dec 02, 2021 |
| Instrument | 2021133155 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2517 AVENUE P, 2517, GALVESTON, TX 77550-7880 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 139 WASHINGTON ST, SAINT AUGUSTINE, FL 32084-4932 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 22, 2021 |
| Property Address | 1032 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3228 |
| Document Number | 0054001037 |
| Book / Page | 5400 / 1037 |
| Map Reference | MB 42 PG 9-13 |
| Instrument Date | Oct 18, 2021 |
| Instrument | 2021115173 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,484.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662 |
| Name | Verified Name |
|---|---|
| Address | 1032 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3228 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 18, 2021 |
| Property Address | 1032 RIDGEWOOD LN, SAINT AUGUSTINE, FL 32086-3228 |
| Document Number | 0053461441 |
| Book / Page | 5346 / 1441 |
| Map Reference | MB 49 PG 9-13 |
| Instrument Date | Aug 17, 2021 |
| Instrument | 2021091431 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,212.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 338 MARSHSIDE DR N, ST AUGUSTINE, FL 32080-9152 |
| Name | Verified Name |
|---|---|
| Address | 2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662 |
| Investor | Possibly a Property Investor |
| Document Number | 0053461443 |
|---|---|
| Date | Aug 18, 2021 |
| Instrument | 5346/1443 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $306,144 (-4.93%) Land $80,000 Building $226,144 | $306,144 (-4.93%) Land $80,000 Building $226,144 | |
| 2025 | $4,081.00 (+10.57%) Homeowner's exemption Widower's exemption | $322,013 (+4.11%) | $322,013 (+4.11%) Land $80,000 Building $242,013 |
| 2024 | $3,691.00 (+2.05%) | ||
| 2023 | $3,617.00 (+1.01%) Homeowner's exemption Widower's exemption | $309,313 (+2.7%) | $309,313 (+2.7%) Land $80,000 Building $229,313 |
| 2022 | $3,581.00 Homeowner's exemption Widower's exemption | $301,189 | $301,189 Land $72,800 Building $228,389 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 412 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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